# AgentReady.md certificate — www.nerdwallet.com

> AI-Ready score **58/100** · Grade **D** · Issued 2026-02-18T18:48:04.000Z

- **URL analyzed:** https://www.nerdwallet.com/finance/learn/utility-bills-script
- **Domain:** www.nerdwallet.com
- **Score:** 58/100
- **Grade:** D
- **Issued at:** 2026-02-18T18:48:04.000Z
- **Signature (HMAC-SHA256, 64 bits):** `70c06cd17b1345ee`
- **Verify (JSON):** https://agentready.md/v/96148770-7593-42a6-a60d-5017289a50b9/70c06cd17b1345ee
- **Full report (HTML):** https://agentready.md/r/96148770-7593-42a6-a60d-5017289a50b9

## Score breakdown

| Dimension | Score | Weight | Grade |
| --- | ---:| ---:| :---:|
| Semantic Html | 73/100 | 20% | C |
| Content Efficiency | 51/100 | 25% | D |
| Ai Discoverability | 25/100 | 25% | F |
| Structured Data | 100/100 | 15% | A |
| Accessibility | 60/100 | 15% | C |

## Token efficiency

- HTML tokens: **299,375**
- Markdown tokens: **452**
- Reduction: **100%** (298,923 tokens saved)

## Top recommendations

- **add_llms_txt** [critical] — No llms.txt found
- **improve_content_ratio** [critical] — Content ratio: 0.2% (1986 content chars / 823231 HTML bytes)
- **add_markdown_negotiation** [critical] — No Markdown for Agents support detected
- **add_sitemap** [critical] — No sitemap found
- **add_content_signals** [critical] — No Content-Signal found (robots.txt or HTTP headers)

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Generated by [AgentReady.md](https://agentready.md/) — Free AI-readiness audit. This Markdown is the same audit data as the HTML page; signature can be re-verified at the verify URL above.