Проанализированный URL
https://www.nerdwallet.com/finance/learn/utility-bills-script
Оценка AI-Ready
58
/ D
Плохо
из 100
Экономия токенов
HTML-токены
299.375
Markdown-токены
452
Экономия
100%
Разбивка оценки
Семантический HTML
73/100
Эффективность контента
51/100
Обнаруживаемость ИИ
25/100
Структурированные данные
100/100
Доступность
60/100
На вашем сайте нет файла llms.txt. Это формирующийся стандарт для помощи ИИ-агентам в понимании структуры вашего сайта.
Как внедрить
Создайте файл /llms.txt в соответствии со спецификацией llmstxt.org. Включите описание сайта и ссылки на ваши ключевые страницы.
На вашей странице низкое соотношение фактического контента к общему HTML. Большая часть веса страницы приходится на разметку, скрипты или стили, а не на контент.
Как внедрить
Перенесите CSS во внешние таблицы стилей, удалите inline-стили, минимизируйте JavaScript и убедитесь, что HTML сфокусирован на структуре контента.
Ваш сайт не поддерживает Markdown for Agents. Этот стандарт Cloudflare позволяет ИИ-агентам запрашивать контент в формате markdown, сокращая использование токенов на ~80%.
Как внедрить
Реализуйте одно или несколько: (1) Отвечать на Accept: text/markdown контентом в формате markdown. (2) Обслуживать URL с .md (например, /page.md). (3) Добавить теги <link rel="alternate" type="text/markdown">. (4) Добавить HTTP-заголовки Link для обнаружения markdown.
Карта сайта не найдена. Sitemap помогает ИИ-агентам обнаруживать все страницы вашего сайта.
Как внедрить
Создайте /sitemap.xml со списком всех ваших публичных страниц. Большинство CMS-платформ могут генерировать его автоматически.
Директивы Content-Signal не найдены. Они сообщают ИИ-агентам, как можно использовать ваш контент (поисковая индексация, ИИ-ввод, данные для обучения). Рекомендуемое расположение — robots.txt.
Как внедрить
Добавьте Content-Signal в ваш robots.txt: User-agent: *\nContent-Signal: search=yes, ai-input=yes, ai-train=no. Также можно добавить как HTTP-заголовок в markdown-ответах.
Ваша страница в значительной степени полагается на элементы <div>. Семантические элементы, такие как <section>, <nav>, <header>, <footer> и <aside>, обеспечивают осмысленную структуру для ИИ-агентов.
Как внедрить
Замените общие контейнеры <div> подходящими семантическими элементами. Используйте <section> для тематических групп, <nav> для навигации, <header>/<footer> для верхних и нижних колонтитулов страниц и разделов.
Ваша страница больше рекомендуемого размера. Тяжёлые страницы обрабатываются медленнее и обходятся ИИ-агентам дороже.
Как внедрить
Оптимизируйте размер страницы, минифицировав HTML, отложив загрузку некритичных скриптов и удалив неиспользуемый CSS.
Основной контент появляется поздно в HTML-документе. ИИ-агенты могут придавать больший вес контенту, расположенному в начале.
Как внедрить
Перестройте HTML так, чтобы контент <main> или <article> появлялся перед боковыми панелями и дополнительным контентом.
Ваша HTML-страница тяжелее рекомендуемого. Тяжёлые страницы обрабатываются ИИ-агентами дольше и стоят больше токенов.
Как внедрить
Уменьшите размер HTML, удалив неиспользуемый код, минифицировав HTML и применив отложенную загрузку некритичного контента.
Некоторые изображения не имеют описательного альтернативного текста. Хорошие alt-тексты помогают ИИ-агентам понять содержание и контекст изображений.
Как внедрить
Добавьте описательные атрибуты alt ко всем изображениям. Описывайте то, что показано на изображении, а не просто «изображение» или «фото». Для декоративных изображений используйте alt="" (пустой).
%0A%0AYou%20could%20potentially%20get%20a%20lower%20bill%2C%20or%2C%20more%20likely%2C%20find%20ways%20to%20cut%20costs%20through%20rebates%20and%20assistance%20programs.%20Or%20you%20may%20make%20charges%20more%20predictable%20and%20easier%20to%20plan%20for%20with%20an%20alternative%20payment%20plan.%0A%0A%23%23%20Your%20script%20for%20finding%20ways%20to%20save%0A%0AThe%20script%20below%20will%20help%20you%20ask%20about%20these%20opportunities%20and%20make%20your%20case.%20When%20you%20call%2C%20you%20may%20have%20to%20request%20to%20an%20automated%20operator%20that%20you%20%E2%80%9Cspeak%20to%20a%20representative%E2%80%9D%20a%20few%20times.%20When%20you%20connect%20with%20a%20real%20person%2C%20aim%20to%20be%20kind%2C%20but%20firm.%20Find%20more%20guidance%2C%20like%20how%20to%20prepare%20for%20a%20successful%20call%2C%20below%20the%20script.%0A%0A%23%23%23%20Introduce%20yourself%0A%0A%22Hi%2C%20my%20name%20is%20%5C%5BYour%20Name%5C%5D%2C%20and%20I%E2%80%99m%20a%20customer%20with%20%5C%5BUtility%20Company%5C%5D.%20I%E2%80%99d%20like%20to%20see%20if%20we%20can%20find%20way%20for%20me%20to%20save%20money.%22%0A%0A%23%23%23%20Verify%20account%20information%0A%0A%22My%20account%20number%20is%20%5C%5BAccount%20Number%5C%5D%2C%20if%20you'd%20like%20to%20verify%20my%20account%20details.%22%0A%0A%23%23%23%20Explain%20the%20issue%0A%0A%22Given%20my%20budget%20and%20other%20expenses%2C%20I%E2%80%99m%20finding%20it%20difficult%20to%20manage%20these%20costs.%20I%E2%80%99d%20like%20to%20explore%20if%20there%E2%80%99s%20a%20way%20to%20negotiate%20a%20lower%20bill%20or%20monthly%20payment%20or%20otherwise%20save%20me%20money.%22%0A%0A%23%23%23%20Make%20your%20request%0A%0AAt%20this%20point%2C%20focus%20on%20cost-saving%20opportunities%20you%E2%80%99ve%20researched.%20(See%20our%20guidance%20for%20how%20to%20do%20this%20research%20below%20the%20script.).%20Or%20highlight%20your%20specific%20situation%2C%20or%20ask%20about%20alternative%20options%20that%20can%20help.%0A%0AConsider%20these%20four%20tactics%2C%20if%20applicable%3A%0A%0AHighlight%20loyalty%20and%20payment%20history%0A%0A%22I%E2%80%99ve%20been%20a%20loyal%20customer%20for%20%5C%5Bnumber%20of%20years%5C%5D%20and%20have%20always%20paid%20on%20time.%20Is%20there%20any%20discount%20or%20loyalty%20program%20for%20long-term%20customers%20that%20I%20could%20benefit%20from%3F%22%0A%0AKeep%20reading%0A%0ALog%20in%20or%20create%20a%20free%20NerdWallet%20account%20for%20the%20rest%20of%20the%20script%20and%20guidance.%0A%0A!%5B%5D(https%3A%2F%2Fwww.nerdwallet.com%2Ftachyon%2F2024%2F02%2Flaptop-search-desktop.png)%0A){kind=link}
An initial draft of this script was created by NerdWallet using automation technology, then thoroughly reviewed, edited and fact-checked by NerdWallet’s human writers and editors. If you’re looking to lower a utility bill, calling a customer service representative can help. (Look for this number on your bill or company website.) You could potentially get a lower bill, or, more likely, find ways to cut costs through rebates and assistance programs. Or you may make charges more predictable and easier to plan for with an alternative payment plan. ## Your script for finding ways to save The script below will help you ask about these opportunities and make your case. When you call, you may have to request to an automated operator that you “speak to a representative” a few times. When you connect with a real person, aim to be kind, but firm. Find more guidance, like how to prepare for a successful call, below the script. ### Introduce yourself "Hi, my name is \[Your Name\], and I’m a customer with \[Utility Company\]. I’d like to see if we can find way for me to save money." ### Verify account information "My account number is \[Account Number\], if you'd like to verify my account details." ### Explain the issue "Given my budget and other expenses, I’m finding it difficult to manage these costs. I’d like to explore if there’s a way to negotiate a lower bill or monthly payment or otherwise save me money." ### Make your request At this point, focus on cost-saving opportunities you’ve researched. (See our guidance for how to do this research below the script.). Or highlight your specific situation, or ask about alternative options that can help. Consider these four tactics, if applicable: Highlight loyalty and payment history "I’ve been a loyal customer for \[number of years\] and have always paid on time. Is there any discount or loyalty program for long-term customers that I could benefit from?" Keep reading Log in or create a free NerdWallet account for the rest of the script and guidance. 
This Script May Help You Save on Utilities - NerdWallet [Skip to content](https://www.nerdwallet.com/finance/learn/utility-bills-script#main)[](https://www.nerdwallet.com/)   Search  [Sign In](https://www.nerdwallet.com/api/nts/v1/login?redirectTo=https%3A%2F%2Fwww.nerdwallet.com&initialScreen=signin)[JoinSign Up](https://www.nerdwallet.com/api/nts/v1/login?redirectTo=https%3A%2F%2Fwww.nerdwallet.com&initialScreen=signup)   My NerdWallet  Advertiser disclosure ### You're our first priority. Every time. We believe everyone should be able to make financial decisions with confidence. While we don't cover every company or financial product on the market, we work hard to share a wide range of offers and objective editorial perspectives. So how do we make money? Our partners compensate us for advertisements that appear on our site. This compensation helps us provide tools and services - like free credit score access and monitoring. With the exception of mortgage, home equity and other home-lending products or services, partner compensation is one of several factors that may affect which products we highlight and where they appear on our site. Other factors include your credit profile, product availability and proprietary website methodologies. However, these factors **do not influence our editors' opinions or ratings**, which are based on independent research and analysis. Our partners cannot pay us to guarantee favorable reviews. [Here is a list of our partners](https://www.nerdwallet.com/p/our-partners). # This Script May Help You Save on Utilities  Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain actions on our website or click to take an action on their website. However, this does not influence our evaluations. Our opinions are our own. Here is a list of [our partners](https://www.nerdwallet.com/p/our-partners) and [here's how we make money](https://www.nerdwallet.com/p/advertiser-disclosure). Published Nov 8, 2024 1:35 p.m. PST · 7 min read Fact Checked How is this page expert verified? NerdWallet's content is fact-checked for accuracy, timeliness and relevance. It undergoes a thorough review process involving writers and editors to ensure the information is as clear and complete as possible. [More on our editorial rigor](https://www.nerdwallet.com/l/nerdwallet-editorial-guidelines) [  ](https://www.nerdwallet.com/author/laura-mcmullen) Written by Laura McMullen [  ](https://www.nerdwallet.com/author/laura-mcmullen) [Laura McMullen](https://www.nerdwallet.com/author/laura-mcmullen) Editor & Content Strategist [](https://twitter.com/lauraemcmullen)[](https://www.linkedin.com/in/lauraemcmullen/) --- 10 years of experience Expertise - Personal finance - financial news - student loans Laura McMullen assigns and edits content related to personal loans and student loans. She previously edited money news content. Before then, Laura was a senior writer at NerdWallet and covered saving, making and budgeting money; she also contributed to the "Millennial Money" column for The Associated Press. Before joining NerdWallet in 2015, Laura worked for U.S. News & World Report, where she wrote and edited content related to careers, wellness and education and also contributed to the company's rankings projects. Before working at U.S. News & World Report, Laura interned at Vice Media and studied journalism, history and Arabic at Ohio University. Laura lives in Washington, D.C. Published in  Editor & Content Strategist + more [  ](https://www.nerdwallet.com/author/pamela-de-la-fuente) Edited by Pamela de la Fuente [  ](https://www.nerdwallet.com/author/pamela-de-la-fuente) [Pamela de la Fuente](https://www.nerdwallet.com/author/pamela-de-la-fuente) Managing Editor [](https://www.linkedin.com/in/pamela-de-la-fuente/) --- 23 years of experience Expertise - Personal Finance - Budgeting - Taxes - Retirement - Underrepresented communities Pamela de la Fuente is a managing editor of NerdWallet's personal finance content. She leads budgeting, money-making, consumer credit and and debt coverage. Ask her and her talented team about why credit scores matter, how to save money on your grocery bill, finding the right side hustle, how to protect your identity for free and more. Previously, she led taxes and retirement coverage at NerdWallet. Pamela joined NerdWallet after working at companies including Hallmark Cards, Sprint Corp. and The Kansas City Star. She has been a writer and editor for more than 20 years. Pamela is a thought leader in content diversity, equity, inclusion and belonging, and finds ways to make every piece of content conversational and accessible to all. She is a graduate of the Maynard Institute's Maynard 200 program, and the National Association of Black Journalists Executive Leadership Academy. She is a two-time winner of the Kansas City Association of Black Journalists' President's Award. She was also founding co-chair of NerdWallet's Nerds of Color employee resource group. Managing Editor + more [  ](https://www.nerdwallet.com/author/ai-assisted-nerdwallet) Co-written by AI-Assisted NerdWallet [  ](https://www.nerdwallet.com/author/ai-assisted-nerdwallet) [AI-Assisted NerdWallet](https://www.nerdwallet.com/author/ai-assisted-nerdwallet) Writer --- An initial draft of this article was created by NerdWallet using automation technology, then thoroughly reviewed, edited and fact-checked by NerdWallet’s human writers and editors. Writer + more SOME CARD INFO MAY BE OUTDATED This page includes information about these cards, currently unavailable on NerdWallet. The information has been collected by NerdWallet and has not been provided or reviewed by the card issuer. An initial draft of this script was created by NerdWallet using automation technology, then thoroughly reviewed, edited and fact-checked by NerdWallet’s human writers and editors. If you’re looking to lower a utility bill, calling a customer service representative can help. (Look for this number on your bill or company website.) You could potentially get a lower bill, or, more likely, find ways to cut costs through rebates and assistance programs. Or you may make charges more predictable and easier to plan for with an alternative payment plan. ## Your script for finding ways to save The script below will help you ask about these opportunities and make your case. When you call, you may have to request to an automated operator that you “speak to a representative” a few times. When you connect with a real person, aim to be kind, but firm. Find more guidance, like how to prepare for a successful call, below the script. ### Introduce yourself "Hi, my name is \[Your Name\], and I’m a customer with \[Utility Company\]. I’d like to see if we can find way for me to save money." ### Verify account information "My account number is \[Account Number\], if you'd like to verify my account details." ### Explain the issue "Given my budget and other expenses, I’m finding it difficult to manage these costs. I’d like to explore if there’s a way to negotiate a lower bill or monthly payment or otherwise save me money." ### Make your request At this point, focus on cost-saving opportunities you’ve researched. (See our guidance for how to do this research below the script.). Or highlight your specific situation, or ask about alternative options that can help. Consider these four tactics, if applicable: Highlight loyalty and payment history "I’ve been a loyal customer for \[number of years\] and have always paid on time. Is there any discount or loyalty program for long-term customers that I could benefit from?" Keep reading Log in or create a free NerdWallet account for the rest of the script and guidance. [LOG IN](https://www.nerdwallet.com/)  **Article sources Article sources** NerdWallet writers are subject matter authorities who use primary, trustworthy sources to inform their work, including peer-reviewed studies, government websites, academic research and interviews with industry experts. All content is fact-checked for accuracy, timeliness and relevance. You can learn more about NerdWallet's high standards for journalism by reading our [editorial guidelines.](https://www.nerdwallet.com/l/nerdwallet-editorial-guidelines) Back to top About the authors [](https://www.nerdwallet.com/author/laura-mcmullen) [Laura McMullen](https://www.nerdwallet.com/author/laura-mcmullen) Laura writes about managing money for NerdWallet. Her work has appeared in The Associated Press, The New York Times, The Washington Post, and other outlets. [See full bio.](https://www.nerdwallet.com/author/laura-mcmullen) [](https://twitter.com/lauraemcmullen)[](https://www.nerdwallet.com/cdn-cgi/l/email-protection#472b2a242a322b2b2229072922352330262b2b22336924282a)[](https://www.linkedin.com/in/lauraemcmullen/) [](https://www.nerdwallet.com/author/ai-assisted-nerdwallet) [AI-Assisted NerdWallet](https://www.nerdwallet.com/author/ai-assisted-nerdwallet) An initial draft of this article was created by NerdWallet using automation technology, then thoroughly reviewed, edited and fact-checked by NerdWallet’s human writers and editors. [See full bio.](https://www.nerdwallet.com/author/ai-assisted-nerdwallet) [](https://www.nerdwallet.com/cdn-cgi/l/email-protection#f59487819c96999086b59b908791829499999081db969a98) Helpful resources [ How to Pay Off Debt: Top Strategies for 2026 ](https://www.nerdwallet.com/personal-loans/learn/pay-off-debt) [ Credit Score Ranges: What They Mean and How They Work ](https://www.nerdwallet.com/finance/learn/credit-score-ranges-and-how-to-improve) [ How to Budget Money in 5 Steps ](https://www.nerdwallet.com/finance/learn/how-to-budget) [ 28 Proven Ways to Save Money ](https://www.nerdwallet.com/finance/learn/how-to-save-money) More like this [The Financial Glow Up](https://www.nerdwallet.com/finance/hubs/glowup)[Personal Finance News](https://www.nerdwallet.com/finance/news)[Making Money](https://www.nerdwallet.com/finance/hubs/making-money)[Paying Your Bills](https://www.nerdwallet.com/finance/hubs/paying-your-bills)[Personal Finance](https://www.nerdwallet.com/finance) Related articles [  Get Your Free Credit Score  By NerdWallet ](https://www.nerdwallet.com/p/free-credit-score) [  How to Pay Off Debt: Top Strategies for 2026  2 By Lauren Schwahn, Jackie Veling ](https://www.nerdwallet.com/personal-loans/learn/pay-off-debt) [  50/30/20 Budget Calculator  2 By Amanda Barroso, Elizabeth Ayoola ](https://www.nerdwallet.com/finance/learn/nerdwallet-budget-calculator)
Загрузите этот файл как /finance/learn/utility-bills-script.md на ваш сервер, чтобы ИИ-агенты могли получить доступ к чистой версии вашей страницы. Вы также можете настроить согласование контента Accept: text/markdown для автоматической отдачи.
Сгенерированный llms.txt для этой отдельной страницы
# NerdWallet > Calling your utility provider may help you find rebates, discounts and other ways to save. Here's exactly what to say while you're on the call, as well as what to research beforehand. ## Main - [This Script May Help You Save on Utilities](https://www.nerdwallet.com/finance/learn/utility-bills-script): Calling your utility provider may help you find rebates, discounts and other ways to save. Here's exactly what to say w… - [Company](https://www.nerdwallet.com/company) - [Skip to content](https://www.nerdwallet.com/) - [Explore more credit card resources](https://www.nerdwallet.com/credit-cards) - [Best credit cards](https://www.nerdwallet.com/credit-cards/best) - [Best credit card bonus offers](https://www.nerdwallet.com/credit-cards/best/bonus-offers) - [Best balance transfer credit cards](https://www.nerdwallet.com/credit-cards/best/balance-transfer) - [Best travel credit cards](https://www.nerdwallet.com/credit-cards/best/travel) - [Best cash back credit cards](https://www.nerdwallet.com/credit-cards/best/cash-back) - [Best 0% APR credit cards](https://www.nerdwallet.com/credit-cards/best/zero-percent) ## Blog - [Today's mortgage news](https://www.nerdwallet.com/mortgages/news) ## Legal - [Business legal](https://www.nerdwallet.com/business/legal) - [Terms of use](https://www.nerdwallet.com/p/terms-of-use) - [Privacy policy](https://www.nerdwallet.com/p/privacy-policy)
Полный llms.txt требует анализа всего домена (скоро появится)
Загрузите этот файл по адресу https://www.nerdwallet.com/llms.txt в корень вашего домена. ИИ-агенты, такие как ChatGPT, Claude и Perplexity, проверяют этот файл для понимания структуры вашего сайта.
Семантический HTML
Использует элемент article или main
(100/100)
Has <main>
Правильная иерархия заголовков
(100/100)
Clean heading hierarchy
Использует семантические HTML-элементы
(16/100)
24 semantic elements, 473 divs (ratio: 5%)
Осмысленные альтернативные тексты изображений
(56/100)
29/52 images with meaningful alt text
Небольшая глубина вложенности div
(83/100)
Avg div depth: 6.7, max: 20
Эффективность контента
Хороший коэффициент сокращения токенов
(100/100)
100% token reduction (HTML→Markdown)
Хорошее соотношение контента к шуму
(0/100)
Content ratio: 0.2% (1986 content chars / 823231 HTML bytes)
Минимум inline-стилей
(50/100)
29/1661 elements with inline styles (1.7%)
Приемлемый вес страницы
(20/100)
HTML size: 804KB
Обнаруживаемость ИИ
Имеет файл llms.txt
(0/100)
No llms.txt found
Имеет файл robots.txt
(100/100)
robots.txt exists
robots.txt разрешает ИИ-ботов
(100/100)
All major AI bots allowed
Имеет sitemap.xml
(0/100)
No sitemap found
Поддержка Markdown for Agents
(0/100)
✗ Accept: text/markdown
✗ .md URL
✗ <link> tag
✗ Link header
Есть Content-Signal (robots.txt или HTTP-заголовки)
(0/100)
✓ robots.txt
✓ HTTP header
✗ Policy
Структурированные данные
Имеет Schema.org / JSON-LD
(100/100)
JSON-LD found: BreadcrumbList, Article, SoftwareApplication
Имеет теги Open Graph
(100/100)
All OG tags present
Имеет мета-описание
(100/100)
Meta description: 183 chars
Имеет канонический URL
(100/100)
Canonical URL present
Имеет атрибут lang
(100/100)
lang="en"
Доступность
Контент доступен без JavaScript
(100/100)
Content available without JavaScript
Приемлемый размер страницы
(40/100)
Page size: 804KB
Контент расположен рано в HTML
(25/100)
Main content starts at 73% of HTML
{
"url": "https://www.nerdwallet.com/finance/learn/utility-bills-script",
"timestamp": 1771440484381,
"fetch": {
"mode": "simple",
"timeMs": 734,
"htmlSizeBytes": 823231,
"supportsMarkdown": false,
"markdownAgents": {
"contentNegotiation": false,
"mdUrl": {
"found": false,
"url": null
},
"linkTag": {
"found": false,
"url": null
},
"linkHeader": {
"found": false,
"url": null
},
"responseHeaders": {
"contentSignal": null,
"xMarkdownTokens": null,
"vary": null
},
"frontmatter": {
"present": false,
"fields": [],
"level": "none"
},
"level": "none"
},
"statusCode": 200
},
"extraction": {
"title": "This Script May Help You Save on Utilities",
"excerpt": "Calling your utility provider may help you find rebates, discounts and other ways to save. Here's exactly what to say while you're on the call, as well as what to research beforehand.",
"byline": "Laura McMullen, AI-Assisted NerdWallet",
"siteName": "NerdWallet",
"lang": "en",
"contentLength": 1986,
"metadata": {
"description": "Calling your utility provider may help you find rebates, discounts and other ways to save. Here's exactly what to say while you're on the call, as well as what to research beforehand.",
"ogTitle": "This Script May Help You Save on Utilities - NerdWallet",
"ogDescription": "Calling your utility provider may help you find rebates, discounts and other ways to save. Here's exactly what to say while you're on the call, as well as what to research beforehand.",
"ogImage": "https://www.nerdwallet.com/tachyon/2024/11/GettyImages-2198740019.jpg?resize=1920%2C1152",
"ogType": "article",
"canonical": "https://www.nerdwallet.com/finance/learn/utility-bills-script",
"lang": "en",
"schemas": [
{
"@context": "https://schema.org",
"@type": "BreadcrumbList",
"itemListElement": [
{
"@type": "ListItem",
"position": 1,
"name": "Back to NerdWallet homepage",
"item": "https://www.nerdwallet.com/"
},
{
"@type": "ListItem",
"position": 2,
"name": "Finance",
"item": "https://www.nerdwallet.com/finance"
},
{
"@type": "ListItem",
"position": 3,
"name": "This Script May Help You Save on Utilities"
}
]
},
{
"@context": "https://schema.org",
"@type": "Article",
"@id": "https://www.nerdwallet.com/finance/learn/utility-bills-script#article",
"about": [
{
"@type": "Thing",
"name": "Personal Finance"
}
],
"author": [
{
"@context": "https://schema.org",
"@type": "Person",
"image": "https://www.nerdwallet.com/tachyon/2020/12/laura_hs_square.jpg?resize=160%2C160",
"name": "Laura McMullen",
"sameAs": "https://www.nerdwallet.com/author/laura-mcmullen",
"url": "https://www.nerdwallet.com/author/laura-mcmullen",
"jobTitle": "Editor and Content Strategist",
"description": "Laura McMullen assigns and edits financial news content. She was previously a senior writer at NerdWallet and covered saving, making and budgeting money; she also contributed to the \"Millennial Money\" column for The Associated Press. Before joining NerdWallet in 2015, Laura worked for U.S. News & World Report, where she wrote and edited content related to careers, wellness and education and also contributed to the company's rankings projects. Before working at U.S. News, Laura interned at Vice Media and studied journalism, history and Arabic at Ohio University. Laura lives in Washington, D.C. Email: <a href=\"mailto:[email protected]\">[email protected]</a>. Twitter: <a href=\"https://twitter.com/lauraemcmullen\">@lauraemcmullen</a>.",
"knowsAbout": [
"budgeting, budget apps, saving money"
],
"alumniOf": {
"@type": "EducationalOrganization",
"name": "Ohio University"
}
},
{
"@context": "https://schema.org",
"@type": "Person",
"image": "https://www.nerdwallet.com/tachyon/2019/07/nerdwallet-logo.jpg?resize=160%2C160",
"name": "AI-Assisted NerdWallet",
"sameAs": "https://www.nerdwallet.com/author/ai-assisted-nerdwallet",
"url": "https://www.nerdwallet.com/author/ai-assisted-nerdwallet",
"description": "An initial draft of this article was created by NerdWallet using automation technology, then thoroughly reviewed, edited and fact-checked by NerdWallet’s human writers and editors."
}
],
"editor": [
{
"@context": "https://schema.org",
"@type": "Person",
"image": "https://www.nerdwallet.com/tachyon/2020/09/Screen-Shot-2020-09-01-at-2.07.15-PM.png?resize=160%2C160",
"name": "Pamela de la Fuente",
"url": "https://www.nerdwallet.com/author/pamela-de-la-fuente",
"award": [
"Best Home or Real Estate Section from the National Association of Real Estate Editors"
],
"jobTitle": "Assigning Editor",
"description": "Pamela de la Fuente leads NerdWallet's consumer credit and debt team. Her team covers credit scores, credit reports, identity protection and ways to avoid, manage and eliminate debt. Previously, she led taxes and retirement coverage at NerdWallet. She has been a writer and editor for more than 20 years at companies including The Kansas City Star, Sprint and Hallmark Cards. Email: [email protected]",
"sameAs": [
"mailto:[email protected]",
"https://www.linkedin.com/in/pamela-de-la-fuente/"
],
"hasCredential": [
{
"@type": "EducationalOccupationalCredential",
"name": "NABJ Leadership Academy, National Association of Black Journalists"
},
{
"@type": "EducationalOccupationalCredential",
"name": "Maynard 200 Fellowship, The Maynard Institute"
},
{
"@type": "EducationalOccupationalCredential",
"name": "Essential Skills for Rising Newsroom Leaders, The Poynter Institute"
},
{
"@type": "EducationalOccupationalCredential",
"name": "Lead With Influence, The Poynter Institute"
},
{
"@type": "EducationalOccupationalCredential",
"name": "Online News Association Women's Leadership Academy cohort 2026"
}
],
"knowsAbout": [
"Credit scores, consumer debt, data breaches"
],
"affiliation": {
"@type": "Organization",
"name": "National Association of Black Journalists"
},
"alumniOf": {
"@type": "EducationalOrganization",
"name": "Michigan State University"
}
}
],
"dateModified": "2025-12-05T00:29:35.000Z",
"datePublished": "2024-11-08T21:35:22.000Z",
"headline": "This Script May Help You Save on Utilities",
"image": [
{
"@type": "ImageObject",
"url": "https://www.nerdwallet.com/tachyon/2024/11/GettyImages-2198740019.jpg?resize=350%2C350",
"width": 350,
"height": 350
},
{
"@type": "ImageObject",
"url": "https://www.nerdwallet.com/tachyon/2024/11/GettyImages-2198740019.jpg?resize=320%2C240",
"width": 320,
"height": 240
},
{
"@type": "ImageObject",
"url": "https://www.nerdwallet.com/tachyon/2024/11/GettyImages-2198740019.jpg?resize=1920%2C1080",
"width": 1920,
"height": 1080
}
],
"mainEntityOfPage": {
"@type": "WebPage",
"@id": "https://www.nerdwallet.com/finance/learn/utility-bills-script",
"reviewedBy": [],
"url": "https://www.nerdwallet.com/finance/learn/utility-bills-script"
},
"publisher": {
"@context": "https://schema.org",
"@id": "https://www.nerdwallet.com/#organization",
"@type": "Organization",
"name": "NerdWallet",
"legalName": "NerdWallet, Inc.",
"url": "https://www.nerdwallet.com",
"logo": {
"@type": "ImageObject",
"url": "https://www.nerdwallet.com/assets/img/nw-logos/NW-default_og-image.jpg"
},
"foundingDate": "2009",
"sameAs": [
"https://www.facebook.com/NerdWallet",
"https://twitter.com/NerdWallet",
"https://www.pinterest.com/nerdwallet",
"https://nerdwallet.tumblr.com",
"https://www.linkedin.com/company/nerdwallet",
"https://www.glassdoor.com/Overview/Working-at-NerdWallet-EI_IE687336.11,21.htm",
"https://www.instagram.com/nerdwallet",
"https://www.youtube.com/channel/UCTTYccSBNghxcxULTGaO1bA"
],
"founder": [
{
"@type": "Person",
"name": "Tim Chen"
}
],
"address": {
"@type": "PostalAddress",
"streetAddress": "4150 N Drinkwater Blvd, Suite 200",
"addressLocality": "Scottsdale",
"addressRegion": "AZ",
"postalCode": "85251",
"addressCountry": {
"@type": "Country",
"name": "US"
}
}
},
"isAccessibleForFree": true
},
{
"@context": "https://schema.org",
"@type": "SoftwareApplication",
"name": "NerdWallet",
"operatingSystem": "iOS, Android",
"applicationCategory": "Finance",
"alternativeHeadline": "Track Credit, Finance, Budget",
"aggregateRating": {
"@type": "AggregateRating",
"ratingValue": "4.832",
"reviewCount": 122197,
"bestRating": "5",
"worstRating": "1"
},
"offers": {
"@type": "Offer",
"price": "0",
"priceCurrency": "USD"
}
}
],
"robotsMeta": "index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1",
"author": null,
"generator": null,
"markdownAlternateHref": null
}
},
"markdown": "An initial draft of this script was created by NerdWallet using automation technology, then thoroughly reviewed, edited and fact-checked by NerdWallet’s human writers and editors.\n\nIf you’re looking to lower a utility bill, calling a customer service representative can help. (Look for this number on your bill or company website.)\n\nYou could potentially get a lower bill, or, more likely, find ways to cut costs through rebates and assistance programs. Or you may make charges more predictable and easier to plan for with an alternative payment plan.\n\n## Your script for finding ways to save\n\nThe script below will help you ask about these opportunities and make your case. When you call, you may have to request to an automated operator that you “speak to a representative” a few times. When you connect with a real person, aim to be kind, but firm. Find more guidance, like how to prepare for a successful call, below the script.\n\n### Introduce yourself\n\n\"Hi, my name is \\[Your Name\\], and I’m a customer with \\[Utility Company\\]. I’d like to see if we can find way for me to save money.\"\n\n### Verify account information\n\n\"My account number is \\[Account Number\\], if you'd like to verify my account details.\"\n\n### Explain the issue\n\n\"Given my budget and other expenses, I’m finding it difficult to manage these costs. I’d like to explore if there’s a way to negotiate a lower bill or monthly payment or otherwise save me money.\"\n\n### Make your request\n\nAt this point, focus on cost-saving opportunities you’ve researched. (See our guidance for how to do this research below the script.). Or highlight your specific situation, or ask about alternative options that can help.\n\nConsider these four tactics, if applicable:\n\nHighlight loyalty and payment history\n\n\"I’ve been a loyal customer for \\[number of years\\] and have always paid on time. Is there any discount or loyalty program for long-term customers that I could benefit from?\"\n\nKeep reading\n\nLog in or create a free NerdWallet account for the rest of the script and guidance.\n\n\n",
"fullPageMarkdown": "This Script May Help You Save on Utilities - NerdWallet\n\n[Skip to content](https://www.nerdwallet.com/finance/learn/utility-bills-script#main)[![Nerdwallet icon](data:image/svg+xml;base64,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 \"Nerdwallet icon\")![Nerdwallet logo](data:image/svg+xml,%3Csvg%20xmlns%3D%22http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%22%20height%3D%2221px%22%20width%3D%22127px%22%20viewBox%3D%22-361.3%20271.3%20128.3%2018.5%22%20aria-hidden%3D%22true%22%20%3E%3Cpath%20fill%3D%22%238DC63F%22%20d%3D%22M-233.4%20279.6h-2.7v5c0%20.6.1%201.1.4%201.4.2.3.7.5%201.3.5.2%200%20.4%200%20.7-.1h.1c.2%200%20.4.1.5.4v2.4c0%20.2-.1.3-.3.4-.2.1-.5.1-.8.2-.5.1-.9.1-1.4.1-.9%200-1.6-.1-2.2-.3-.6-.2-1.1-.5-1.4-.9-.4-.4-.6-.9-.8-1.5-.2-.6-.2-1.2-.2-1.9v-11.7c0-.2.2-.4.4-.4h3c.3%200%20.5.2.5.5l.3%203h2.7c.2%200%20.4.2.4.4v2.4c-.1%200-.3.1-.5.1zm-17.7%204.4c0%20.4.1.7.3%201%20.2.3.4.6.7.8.3.2.6.4%201%20.5.4.1.7.2%201.1.2.7%200%201.3-.1%201.7-.4l.9-.6c.2-.2.4-.2.6%200l1.8%201.9c.2.2.2.5%200%20.6-.5.4-1%20.8-1.6%201.1-1%20.5-2.2.7-3.5.7-1%200-1.9-.2-2.8-.5-.9-.3-1.6-.7-2.3-1.3-.7-.6-1.2-1.3-1.5-2.1-.4-.9-.6-1.8-.6-2.9%200-1.1.2-2%20.5-2.9.4-.9.9-1.6%201.5-2.2.6-.6%201.4-1.1%202.2-1.4.9-.3%201.8-.5%202.8-.5%201%200%201.8.2%202.6.5s1.5.8%202.1%201.4c.6.6%201%201.3%201.3%202.2.3.9.5%201.9.5%203v1h-9.3v-.1zm4.9-4.4c-.4-.5-1.1-.7-1.9-.7-.4%200-.8.1-1.1.2-.3.1-.7.3-.9.5-.3.2-.5.5-.6.8-.2.3-.2.6-.3%201h5.5c-.1-.7-.3-1.3-.7-1.8zm-10.9%209.7h-3.6c-.2%200-.4-.2-.4-.4v-17.3c0-.2.2-.4.4-.4h3.6c.2%200%20.4.2.4.4v17.3c-.1.2-.2.4-.4.4zm-7.2%200h-3.6c-.2%200-.4-.2-.4-.4v-17.3c0-.2.2-.4.4-.4h3.6c.2%200%20.4.2.4.4v17.3c0%20.2-.2.4-.4.4zm-7.1%200h-2.6c-.2%200-.4-.1-.5-.4l-.3-1c-.4.4-1%20.8-1.7%201.1-.6.3-1.3.5-2.1.5h-.7c-1%200-1.8-.2-2.6-.6-.8-.4-1.4-.9-1.9-1.5s-.9-1.4-1.2-2.2c-.3-.8-.4-1.7-.4-2.6%200-.9.1-1.8.4-2.6.3-.8.7-1.5%201.2-2.2.5-.6%201.2-1.1%201.9-1.5.8-.4%201.6-.5%202.5-.5%201.1%200%202%20.2%202.7.5.6.3%201%20.6%201.4.9l.3-1.2c.1-.2.3-.4.5-.4h3c.2%200%20.4.2.4.4v12.7c.1.4-.1.6-.3.6zm-3.9-7.7c-.1-.4-.4-.8-.6-1.1-.3-.3-.6-.6-1-.8-.4-.2-.8-.3-1.3-.3s-.9.1-1.3.3c-.4.2-.7.4-1%20.7-.3.3-.5.7-.6%201.1-.1.4-.2.8-.2%201.2%200%20.4.1.8.2%201.2.1.4.3.8.6%201.1.3.3.6.6%201%20.8.4.2.8.3%201.3.3s.9-.1%201.3-.3c.4-.2.7-.4%201-.8.3-.3.5-.7.6-1.1.1-.4.2-.8.2-1.2%200-.3-.1-.7-.2-1.1zm-14.4%207.4c-.1.2-.2.3-.4.3h-3.8c-.2%200-.3-.1-.4-.3l-2.5-7.8h-.1l-2.4%207.8c0%20.2-.2.3-.4.3h-3.8c-.2%200-.3-.1-.4-.3l-4.2-12.2c-.1-.2.1-.5.4-.5h3.8c.2%200%20.3.1.4.3l2.2%207.9h.1l2.2-7.9c0-.2.2-.3.4-.3h3.7c.2%200%20.3.1.4.3l2.3%207.9h.1l2.2-7.9c0-.2.2-.3.4-.3h3.6c.3%200%20.4.3.4.5l-4.2%2012.2zm-19.5.3h-2.6c-.2%200-.4-.1-.5-.4l-.3-.8c-.4.4-.9.7-1.5%201-.7.4-1.6.5-2.6.6h-.3c-1%200-1.8-.2-2.6-.6-.8-.4-1.4-.9-1.9-1.5s-.9-1.4-1.2-2.2c-.3-.8-.4-1.7-.4-2.6%200-.9.1-1.8.4-2.6.3-.8.7-1.5%201.2-2.2.5-.6%201.2-1.1%201.9-1.5.8-.4%201.6-.5%202.5-.5%201%200%201.8.2%202.4.5.7.4%201.2.8%201.5%201.2h.1v-6.1c0-.2.2-.4.4-.4h3.5c.2%200%20.4.2.4.4v17.3c-.1.2-.2.4-.4.4zm-4-7.7c-.1-.4-.4-.8-.6-1.1-.3-.3-.6-.6-1-.8-.4-.2-.8-.3-1.3-.3s-.9.1-1.3.3c-.4.2-.7.4-1%20.7-.3.3-.5.7-.6%201.1-.1.4-.2.8-.2%201.2%200%20.4.1.8.2%201.2.1.4.3.8.6%201.1.3.3.6.6%201%20.8.4.2.8.3%201.3.3s.9-.1%201.3-.3c.4-.2.7-.4%201-.8.3-.3.5-.7.6-1.1.1-.4.2-.8.2-1.2%200-.3%200-.7-.2-1.1zm-10.2-5.2l-.1%203c0%20.2-.2.4-.4.3h-.7c-.6%200-1.1.1-1.4.3-.4.2-.7.5-.9.8-.2.3-.4.6-.5%201-.1.3-.2.6-.2.9v6.3c0%20.2-.2.4-.4.4h-3.5c-.2%200-.4-.2-.4-.4v-12.2c0-.2.2-.4.4-.4h2.8c.2%200%20.4.2.5.4l.3.9a5%205%200%200%201%201.6-1.1c.2-.1.4-.2.6-.2.5-.2%201-.3%201.5-.3h.6c.1-.1.2.1.2.3zm-19.5%207.6c0%20.4.1.7.3%201%20.2.3.4.6.7.8.3.2.6.4%201%20.5.4.1.7.2%201.1.2.7%200%201.3-.1%201.7-.4l.9-.6c.2-.2.4-.2.6%200l1.8%201.9c.2.2.2.5%200%20.6-.5.4-1%20.8-1.6%201.1-1%20.5-2.2.7-3.5.7-1%200-1.9-.2-2.8-.5-.9-.3-1.6-.7-2.3-1.3-.7-.6-1.2-1.3-1.5-2.1-.4-.9-.6-1.8-.6-2.9%200-1.1.2-2%20.5-2.9.4-.9.9-1.6%201.5-2.2.6-.6%201.4-1.1%202.2-1.4.9-.3%201.8-.5%202.8-.5%201%200%201.8.2%202.6.5s1.5.8%202.1%201.4c.6.6%201%201.3%201.3%202.2.3.9.5%201.9.5%203v1h-9.3v-.1zm4.8-4.4c-.4-.5-1.1-.7-1.9-.7-.4%200-.8.1-1.1.2-.3.1-.7.3-.9.5-.3.2-.5.5-.6.8-.2.3-.2.6-.3%201h5.5c0-.7-.2-1.3-.7-1.8zm-10.7%209.7h-3.6c-.2%200-.4-.2-.4-.4v-6.7c0-.4%200-.7-.1-1l-.3-.9c-.1-.3-.3-.5-.6-.6-.3-.1-.6-.2-1-.2s-.7.1-1%20.2c-.3.1-.5.4-.7.6-.2.3-.3.6-.4.9-.1.3-.1.7-.1%201.1v6.7c0%20.2-.2.4-.4.4h-3.6c-.2%200-.4-.2-.4-.4v-12.2c0-.2.2-.4.4-.4h2.8c.2%200%20.4.1.5.4l.3.8c.4-.4.9-.7%201.5-1%20.7-.3%201.5-.5%202.5-.5h.1c.8%200%201.6.2%202.1.5.6.3%201.1.7%201.5%201.2.4.5.6%201.1.8%201.7.2.6.2%201.3.2%201.9v7.6c.2.1.1.3-.1.3z%22%20%2F%3E%3C%2Fsvg%3E \"Nerdwallet logo\")](https://www.nerdwallet.com/)\n\n![Search](data:image/svg+xml,%3Csvg%20xmlns%3D%22http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%22%20width%3D%2220%22%20height%3D%2220%22%20viewBox%3D%221518%20257.8%20100%20100%22%20%3E%3Cpath%20fill%3D%22currentColor%22%20d%3D%22M1591.5%20324.2c5.8-7.5%208.7-15.9%208.7-25.3%200-5.5-1-10.7-3.1-15.8-2.1-5-5.1-9.5-9-13.3-3.9-3.9-8.3-6.8-13.3-8.9s-10.3-3.1-15.8-3.1-10.7%201-15.7%203.1-9.5%205-13.4%208.9c-3.9%203.9-6.8%208.3-8.9%2013.3-2.1%205-3.1%2010.3-3.1%2015.8s1%2010.7%203.1%2015.8c2.1%205%205%209.5%208.9%2013.3%203.9%203.9%208.4%206.8%2013.4%208.9s10.2%203.1%2015.7%203.1c9.4%200%2017.9-2.9%2025.3-8.7l26.5%2026.5%207.1-7.1-26.4-26.5zm-63.5-25.3c0-8.6%203-15.9%209.1-22%206-6%2013.4-9.1%2022-9.1s15.9%203%2022%209.1c6%206.1%209.1%2013.5%209.1%2022%200%208.6-3%2015.9-9.1%2022s-13.4%209.1-22%209.1-15.9-3-22-9.1-9.1-13.4-9.1-22z%22%20%2F%3E%3C%2Fsvg%3E \"Search\")\n\n![Search](data:image/svg+xml,%3Csvg%20xmlns%3D%22http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%22%20width%3D%2220%22%20height%3D%2220%22%20viewBox%3D%221518%20257.8%20100%20100%22%20%3E%3Cpath%20fill%3D%22currentColor%22%20d%3D%22M1591.5%20324.2c5.8-7.5%208.7-15.9%208.7-25.3%200-5.5-1-10.7-3.1-15.8-2.1-5-5.1-9.5-9-13.3-3.9-3.9-8.3-6.8-13.3-8.9s-10.3-3.1-15.8-3.1-10.7%201-15.7%203.1-9.5%205-13.4%208.9c-3.9%203.9-6.8%208.3-8.9%2013.3-2.1%205-3.1%2010.3-3.1%2015.8s1%2010.7%203.1%2015.8c2.1%205%205%209.5%208.9%2013.3%203.9%203.9%208.4%206.8%2013.4%208.9s10.2%203.1%2015.7%203.1c9.4%200%2017.9-2.9%2025.3-8.7l26.5%2026.5%207.1-7.1-26.4-26.5zm-63.5-25.3c0-8.6%203-15.9%209.1-22%206-6%2013.4-9.1%2022-9.1s15.9%203%2022%209.1c6%206.1%209.1%2013.5%209.1%2022%200%208.6-3%2015.9-9.1%2022s-13.4%209.1-22%209.1-15.9-3-22-9.1-9.1-13.4-9.1-22z%22%20%2F%3E%3C%2Fsvg%3E \"Search\")![Close](data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSIxOCIgaGVpZ2h0PSIxOCIgdmlld0JveD0iMCAwIDUxMiA1MTIiID48cGF0aCBkPSJNNDA1IDEzN0wyODYgMjU2bDExOSAxMTktMzAgMzAtMTE5LTExOS0xMTkgMTE5LTMwLTMwIDExOS0xMTktMTE5LTExOSAzMC0zMCAxMTkgMTE5IDExOS0xMTl6IiAvPjwvc3ZnPg== \"Close\")\n\nSearch\n\n![Close](data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSIyMiIgaGVpZ2h0PSIyMiIgdmlld0JveD0iMCAwIDUxMiA1MTIiID48cGF0aCBkPSJNNDA1IDEzN0wyODYgMjU2bDExOSAxMTktMzAgMzAtMTE5LTExOS0xMTkgMTE5LTMwLTMwIDExOS0xMTktMTE5LTExOSAzMC0zMCAxMTkgMTE5IDExOS0xMTl6IiAvPjwvc3ZnPg== \"Close\")\n\n[Sign In](https://www.nerdwallet.com/api/nts/v1/login?redirectTo=https%3A%2F%2Fwww.nerdwallet.com&initialScreen=signin)[JoinSign Up](https://www.nerdwallet.com/api/nts/v1/login?redirectTo=https%3A%2F%2Fwww.nerdwallet.com&initialScreen=signup)\n\n![Notifications](data:image/svg+xml,%3Csvg%20xmlns%3D%22http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%22%20width%3D%2220%22%20height%3D%2220%22%20viewBox%3D%220%200%2016%2016%22%20aria-hidden%3D%22true%22%20fill%3D%22currentcolor%22%20focusable%3D%22false%22%20%3E%3Cpath%20fill-rule%3D%22evenodd%22%20clip-rule%3D%22evenodd%22%20d%3D%22M11.55%207.335c0%201.982.704%202.685%201.145%203.125.037.037.072.071.104.105a.616.616%200%2001.201.438c.004.354-.29.666-.737.666H9.33c0%20.748-.586%201.33-1.32%201.33-.754%200-1.34-.582-1.34-1.33H3.714c-.446%200-.714-.312-.714-.667%200-.145.045-.312.179-.437l.103-.105c.442-.44%201.147-1.143%201.147-3.125%200-1.605%201.205-2.897%202.857-3.23v-.438C7.286%203.313%207.598%203%208%203c.38%200%20.692.313.692.667v.438c1.652.333%202.857%201.625%202.857%203.23zm-7.054%203.334c.468-.563%201.017-1.542%201.01-3.313v-.021C5.506%206.063%206.616%205%208%205c1.362%200%202.5%201.062%202.5%202.334l-.002.02c0%201.772.515%202.751.984%203.314H4.496z%22%20%3E%3C%2Fpath%3E%3C%2Fsvg%3E \"Notifications\")\n\n![Close](data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSIyMiIgaGVpZ2h0PSIyMiIgdmlld0JveD0iMCAwIDUxMiA1MTIiID48cGF0aCBkPSJNNDA1IDEzN0wyODYgMjU2bDExOSAxMTktMzAgMzAtMTE5LTExOS0xMTkgMTE5LTMwLTMwIDExOS0xMTktMTE5LTExOSAzMC0zMCAxMTkgMTE5IDExOS0xMTl6IiAvPjwvc3ZnPg== \"Close\")\n\nMy NerdWallet\n\n![Close](data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSIyMiIgaGVpZ2h0PSIyMiIgdmlld0JveD0iMCAwIDUxMiA1MTIiID48cGF0aCBkPSJNNDA1IDEzN0wyODYgMjU2bDExOSAxMTktMzAgMzAtMTE5LTExOS0xMTkgMTE5LTMwLTMwIDExOS0xMTktMTE5LTExOSAzMC0zMCAxMTkgMTE5IDExOS0xMTl6IiAvPjwvc3ZnPg== \"Close\")\n\nAdvertiser disclosure\n\n### You're our first priority.\nEvery time.\n\nWe believe everyone should be able to make financial decisions with confidence. While we don't cover every company or financial product on the market, we work hard to share a wide range of offers and objective editorial perspectives.\n\nSo how do we make money? Our partners compensate us for advertisements that appear on our site. This compensation helps us provide tools and services - like free credit score access and monitoring. With the exception of mortgage, home equity and other home-lending products or services, partner compensation is one of several factors that may affect which products we highlight and where they appear on our site. Other factors include your credit profile, product availability and proprietary website methodologies.\n\nHowever, these factors **do not influence our editors' opinions or ratings**, which are based on independent research and analysis. Our partners cannot pay us to guarantee favorable reviews. [Here is a list of our partners](https://www.nerdwallet.com/p/our-partners).\n\n# This Script May Help You Save on Utilities\n\n\n\nMany, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain actions on our website or click to take an action on their website. However, this does not influence our evaluations. Our opinions are our own. Here is a list of [our partners](https://www.nerdwallet.com/p/our-partners) and [here's how we make money](https://www.nerdwallet.com/p/advertiser-disclosure).\n\nPublished Nov 8, 2024 1:35 p.m. PST · 7 min read\n\nFact Checked\n\nHow is this page expert verified?\n\nNerdWallet's content is fact-checked for accuracy, timeliness and relevance. It undergoes a thorough review process involving writers and editors to ensure the information is as clear and complete as possible.\n\n[More on our editorial rigor](https://www.nerdwallet.com/l/nerdwallet-editorial-guidelines)\n\n[\n\n\n\n](https://www.nerdwallet.com/author/laura-mcmullen)\n\nWritten by Laura McMullen\n\n[\n\n\n\n](https://www.nerdwallet.com/author/laura-mcmullen)\n\n[Laura McMullen](https://www.nerdwallet.com/author/laura-mcmullen)\n\nEditor & Content Strategist\n\n[](https://twitter.com/lauraemcmullen)[](https://www.linkedin.com/in/lauraemcmullen/)\n\n---\n\n10 years of experience\n\nExpertise\n\n- Personal finance\n- financial news\n- student loans\n\nLaura McMullen assigns and edits content related to personal loans and student loans. She previously edited money news content. Before then, Laura was a senior writer at NerdWallet and covered saving, making and budgeting money; she also contributed to the \"Millennial Money\" column for The Associated Press. Before joining NerdWallet in 2015, Laura worked for U.S. News & World Report, where she wrote and edited content related to careers, wellness and education and also contributed to the company's rankings projects. Before working at U.S. News & World Report, Laura interned at Vice Media and studied journalism, history and Arabic at Ohio University. Laura lives in Washington, D.C.\n\nPublished in ![The Associated Press](https://cdns3.nerdwallet.com/lending/publication-logos/TheAssociatedPress.webp \"The Associated Press\")![The New York Times](https://cdns3.nerdwallet.com/lending/publication-logos/TheNewYorkTimes.webp \"The New York Times\")![The Washington Post](https://cdns3.nerdwallet.com/lending/publication-logos/TheWashingtonPost.webp \"The Washington Post\")![U.S. News & World Report](https://cdns3.nerdwallet.com/lending/publication-logos/USNewsAndWorldReport.webp \"U.S. News & World Report\")\n\nEditor & Content Strategist\n\n+ more \n\n[\n\n\n\n](https://www.nerdwallet.com/author/pamela-de-la-fuente)\n\nEdited by Pamela de la Fuente\n\n[\n\n\n\n](https://www.nerdwallet.com/author/pamela-de-la-fuente)\n\n[Pamela de la Fuente](https://www.nerdwallet.com/author/pamela-de-la-fuente)\n\nManaging Editor\n\n[](https://www.linkedin.com/in/pamela-de-la-fuente/)\n\n---\n\n23 years of experience\n\nExpertise\n\n- Personal Finance\n- Budgeting\n- Taxes\n- Retirement\n- Underrepresented communities\n\nPamela de la Fuente is a managing editor of NerdWallet's personal finance content. She leads budgeting, money-making, consumer credit and and debt coverage.\n\nAsk her and her talented team about why credit scores matter, how to save money on your grocery bill, finding the right side hustle, how to protect your identity for free and more.\n\nPreviously, she led taxes and retirement coverage at NerdWallet.\n\nPamela joined NerdWallet after working at companies including Hallmark Cards, Sprint Corp. and The Kansas City Star. She has been a writer and editor for more than 20 years.\n\nPamela is a thought leader in content diversity, equity, inclusion and belonging, and finds ways to make every piece of content conversational and accessible to all.\n\nShe is a graduate of the Maynard Institute's Maynard 200 program, and the National Association of Black Journalists Executive Leadership Academy. She is a two-time winner of the Kansas City Association of Black Journalists' President's Award. She was also founding co-chair of NerdWallet's Nerds of Color employee resource group.\n\nManaging Editor\n\n+ more \n\n[\n\n\n\n](https://www.nerdwallet.com/author/ai-assisted-nerdwallet)\n\nCo-written by AI-Assisted NerdWallet\n\n[\n\n\n\n](https://www.nerdwallet.com/author/ai-assisted-nerdwallet)\n\n[AI-Assisted NerdWallet](https://www.nerdwallet.com/author/ai-assisted-nerdwallet)\n\nWriter\n\n---\n\nAn initial draft of this article was created by NerdWallet using automation technology, then thoroughly reviewed, edited and fact-checked by NerdWallet’s human writers and editors.\n\nWriter\n\n+ more \n\nSOME CARD INFO MAY BE OUTDATED\n\nThis page includes information about these cards, currently unavailable on NerdWallet. The information has been collected by NerdWallet and has not been provided or reviewed by the card issuer.\n\nAn initial draft of this script was created by NerdWallet using automation technology, then thoroughly reviewed, edited and fact-checked by NerdWallet’s human writers and editors.\n\nIf you’re looking to lower a utility bill, calling a customer service representative can help. (Look for this number on your bill or company website.)\n\nYou could potentially get a lower bill, or, more likely, find ways to cut costs through rebates and assistance programs. Or you may make charges more predictable and easier to plan for with an alternative payment plan.\n\n## Your script for finding ways to save\n\nThe script below will help you ask about these opportunities and make your case. When you call, you may have to request to an automated operator that you “speak to a representative” a few times. When you connect with a real person, aim to be kind, but firm. Find more guidance, like how to prepare for a successful call, below the script.\n\n### Introduce yourself\n\n\"Hi, my name is \\[Your Name\\], and I’m a customer with \\[Utility Company\\]. I’d like to see if we can find way for me to save money.\"\n\n### Verify account information\n\n\"My account number is \\[Account Number\\], if you'd like to verify my account details.\"\n\n### Explain the issue\n\n\"Given my budget and other expenses, I’m finding it difficult to manage these costs. I’d like to explore if there’s a way to negotiate a lower bill or monthly payment or otherwise save me money.\"\n\n### Make your request\n\nAt this point, focus on cost-saving opportunities you’ve researched. (See our guidance for how to do this research below the script.). Or highlight your specific situation, or ask about alternative options that can help.\n\nConsider these four tactics, if applicable:\n\nHighlight loyalty and payment history\n\n\"I’ve been a loyal customer for \\[number of years\\] and have always paid on time. Is there any discount or loyalty program for long-term customers that I could benefit from?\"\n\nKeep reading\n\nLog in or create a free NerdWallet account for the rest of the script and guidance.\n\n[LOG IN](https://www.nerdwallet.com/)\n\n\n\n**Article sources Article sources**\n\nNerdWallet writers are subject matter authorities who use primary, trustworthy sources to inform their work, including peer-reviewed studies, government websites, academic research and interviews with industry experts. All content is fact-checked for accuracy, timeliness and relevance. You can learn more about NerdWallet's high standards for journalism by reading our [editorial guidelines.](https://www.nerdwallet.com/l/nerdwallet-editorial-guidelines)\n\nBack to top\n\nAbout the authors\n\n[![Laura McMullen](https://www.nerdwallet.com/tachyon/2020/12/laura_hs_square.jpg?resize=70%2C70 \"Laura McMullen\")](https://www.nerdwallet.com/author/laura-mcmullen)\n\n[Laura McMullen](https://www.nerdwallet.com/author/laura-mcmullen) Laura writes about managing money for NerdWallet. Her work has appeared in The Associated Press, The New York Times, The Washington Post, and other outlets. [See full bio.](https://www.nerdwallet.com/author/laura-mcmullen)\n\n[](https://twitter.com/lauraemcmullen)[](https://www.nerdwallet.com/cdn-cgi/l/email-protection#472b2a242a322b2b2229072922352330262b2b22336924282a)[](https://www.linkedin.com/in/lauraemcmullen/)\n\n[![AI-Assisted NerdWallet](https://www.nerdwallet.com/tachyon/2019/07/nerdwallet-logo.jpg?resize=70%2C70 \"AI-Assisted NerdWallet\")](https://www.nerdwallet.com/author/ai-assisted-nerdwallet)\n\n[AI-Assisted NerdWallet](https://www.nerdwallet.com/author/ai-assisted-nerdwallet) An initial draft of this article was created by NerdWallet using automation technology, then thoroughly reviewed, edited and fact-checked by NerdWallet’s human writers and editors. [See full bio.](https://www.nerdwallet.com/author/ai-assisted-nerdwallet)\n\n[](https://www.nerdwallet.com/cdn-cgi/l/email-protection#f59487819c96999086b59b908791829499999081db969a98)\n\nHelpful resources\n\n[\n\nHow to Pay Off Debt: Top Strategies for 2026\n\n](https://www.nerdwallet.com/personal-loans/learn/pay-off-debt)\n\n[\n\nCredit Score Ranges: What They Mean and How They Work\n\n](https://www.nerdwallet.com/finance/learn/credit-score-ranges-and-how-to-improve)\n\n[\n\nHow to Budget Money in 5 Steps\n\n](https://www.nerdwallet.com/finance/learn/how-to-budget)\n\n[\n\n28 Proven Ways to Save Money\n\n](https://www.nerdwallet.com/finance/learn/how-to-save-money)\n\nMore like this\n\n[The Financial Glow Up](https://www.nerdwallet.com/finance/hubs/glowup)[Personal Finance News](https://www.nerdwallet.com/finance/news)[Making Money](https://www.nerdwallet.com/finance/hubs/making-money)[Paying Your Bills](https://www.nerdwallet.com/finance/hubs/paying-your-bills)[Personal Finance](https://www.nerdwallet.com/finance)\n\nRelated articles\n\n[\n\n\n\nGet Your Free Credit Score\n\n\n\nBy NerdWallet\n\n](https://www.nerdwallet.com/p/free-credit-score)\n\n[\n\n\n\nHow to Pay Off Debt: Top Strategies for 2026\n\n\n\n2\n\nBy Lauren Schwahn, Jackie Veling\n\n](https://www.nerdwallet.com/personal-loans/learn/pay-off-debt)\n\n[\n\n\n\n50/30/20 Budget Calculator\n\n\n\n2\n\nBy Amanda Barroso, Elizabeth Ayoola\n\n](https://www.nerdwallet.com/finance/learn/nerdwallet-budget-calculator)\n",
"markdownStats": {
"images": 1,
"links": 0,
"tables": 0,
"codeBlocks": 0,
"headings": 5
},
"tokens": {
"htmlTokens": 299375,
"markdownTokens": 452,
"reduction": 298923,
"reductionPercent": 100
},
"score": {
"score": 58,
"grade": "D",
"dimensions": {
"semanticHtml": {
"score": 73,
"weight": 20,
"grade": "C",
"checks": {
"uses_article_or_main": {
"score": 100,
"weight": 20,
"details": "Has <main>"
},
"proper_heading_hierarchy": {
"score": 100,
"weight": 25,
"details": "Clean heading hierarchy"
},
"semantic_elements": {
"score": 16,
"weight": 20,
"details": "24 semantic elements, 473 divs (ratio: 5%)"
},
"meaningful_alt_texts": {
"score": 56,
"weight": 15,
"details": "29/52 images with meaningful alt text"
},
"low_div_nesting": {
"score": 83,
"weight": 20,
"details": "Avg div depth: 6.7, max: 20"
}
}
},
"contentEfficiency": {
"score": 51,
"weight": 25,
"grade": "D",
"checks": {
"token_reduction_ratio": {
"score": 100,
"weight": 40,
"details": "100% token reduction (HTML→Markdown)"
},
"content_to_noise_ratio": {
"score": 0,
"weight": 30,
"details": "Content ratio: 0.2% (1986 content chars / 823231 HTML bytes)"
},
"minimal_inline_styles": {
"score": 50,
"weight": 15,
"details": "29/1661 elements with inline styles (1.7%)"
},
"reasonable_page_weight": {
"score": 20,
"weight": 15,
"details": "HTML size: 804KB"
}
}
},
"aiDiscoverability": {
"score": 25,
"weight": 25,
"grade": "F",
"checks": {
"has_llms_txt": {
"score": 0,
"weight": 20,
"details": "No llms.txt found"
},
"has_robots_txt": {
"score": 100,
"weight": 10,
"details": "robots.txt exists"
},
"robots_allows_ai_bots": {
"score": 100,
"weight": 15,
"details": "All major AI bots allowed"
},
"has_sitemap": {
"score": 0,
"weight": 10,
"details": "No sitemap found"
},
"supports_markdown_negotiation": {
"score": 0,
"weight": 25,
"details": "No Markdown for Agents support detected"
},
"has_content_signals": {
"score": 0,
"weight": 20,
"details": "No Content-Signal found (robots.txt or HTTP headers)"
}
}
},
"structuredData": {
"score": 100,
"weight": 15,
"grade": "A",
"checks": {
"has_schema_org": {
"score": 100,
"weight": 30,
"details": "JSON-LD found: BreadcrumbList, Article, SoftwareApplication"
},
"has_open_graph": {
"score": 100,
"weight": 25,
"details": "All OG tags present"
},
"has_meta_description": {
"score": 100,
"weight": 20,
"details": "Meta description: 183 chars"
},
"has_canonical_url": {
"score": 100,
"weight": 15,
"details": "Canonical URL present"
},
"has_lang_attribute": {
"score": 100,
"weight": 10,
"details": "lang=\"en\""
}
}
},
"accessibility": {
"score": 60,
"weight": 15,
"grade": "C",
"checks": {
"content_without_js": {
"score": 100,
"weight": 40,
"details": "Content available without JavaScript"
},
"reasonable_page_size": {
"score": 40,
"weight": 30,
"details": "Page size: 804KB"
},
"fast_content_position": {
"score": 25,
"weight": 30,
"details": "Main content starts at 73% of HTML"
}
}
}
}
},
"recommendations": [
{
"id": "add_llms_txt",
"priority": "critical",
"category": "aiDiscoverability",
"titleKey": "rec.add_llms_txt.title",
"descriptionKey": "rec.add_llms_txt.description",
"howToKey": "rec.add_llms_txt.howto",
"effort": "quick-win",
"estimatedImpact": 10,
"checkScore": 0,
"checkDetails": "No llms.txt found"
},
{
"id": "improve_content_ratio",
"priority": "critical",
"category": "contentEfficiency",
"titleKey": "rec.improve_content_ratio.title",
"descriptionKey": "rec.improve_content_ratio.description",
"howToKey": "rec.improve_content_ratio.howto",
"effort": "moderate",
"estimatedImpact": 6,
"checkScore": 0,
"checkDetails": "Content ratio: 0.2% (1986 content chars / 823231 HTML bytes)"
},
{
"id": "add_markdown_negotiation",
"priority": "critical",
"category": "aiDiscoverability",
"titleKey": "rec.add_markdown_negotiation.title",
"descriptionKey": "rec.add_markdown_negotiation.description",
"howToKey": "rec.add_markdown_negotiation.howto",
"effort": "significant",
"estimatedImpact": 6,
"checkScore": 0,
"checkDetails": "No Markdown for Agents support detected"
},
{
"id": "add_sitemap",
"priority": "critical",
"category": "aiDiscoverability",
"titleKey": "rec.add_sitemap.title",
"descriptionKey": "rec.add_sitemap.description",
"howToKey": "rec.add_sitemap.howto",
"effort": "quick-win",
"estimatedImpact": 5,
"checkScore": 0,
"checkDetails": "No sitemap found"
},
{
"id": "add_content_signals",
"priority": "critical",
"category": "aiDiscoverability",
"titleKey": "rec.add_content_signals.title",
"descriptionKey": "rec.add_content_signals.description",
"howToKey": "rec.add_content_signals.howto",
"effort": "quick-win",
"estimatedImpact": 5,
"checkScore": 0,
"checkDetails": "No Content-Signal found (robots.txt or HTTP headers)"
},
{
"id": "add_semantic_elements",
"priority": "high",
"category": "semanticHtml",
"titleKey": "rec.add_semantic_elements.title",
"descriptionKey": "rec.add_semantic_elements.description",
"howToKey": "rec.add_semantic_elements.howto",
"effort": "moderate",
"estimatedImpact": 5,
"checkScore": 16,
"checkDetails": "24 semantic elements, 473 divs (ratio: 5%)"
},
{
"id": "reduce_page_size",
"priority": "high",
"category": "accessibility",
"titleKey": "rec.reduce_page_size.title",
"descriptionKey": "rec.reduce_page_size.description",
"howToKey": "rec.reduce_page_size.howto",
"effort": "moderate",
"estimatedImpact": 4,
"checkScore": 40,
"checkDetails": "Page size: 804KB"
},
{
"id": "move_content_earlier",
"priority": "high",
"category": "accessibility",
"titleKey": "rec.move_content_earlier.title",
"descriptionKey": "rec.move_content_earlier.description",
"howToKey": "rec.move_content_earlier.howto",
"effort": "moderate",
"estimatedImpact": 4,
"checkScore": 25,
"checkDetails": "Main content starts at 73% of HTML"
},
{
"id": "reduce_page_weight",
"priority": "high",
"category": "contentEfficiency",
"titleKey": "rec.reduce_page_weight.title",
"descriptionKey": "rec.reduce_page_weight.description",
"howToKey": "rec.reduce_page_weight.howto",
"effort": "significant",
"estimatedImpact": 4,
"checkScore": 20,
"checkDetails": "HTML size: 804KB"
},
{
"id": "improve_alt_texts",
"priority": "medium",
"category": "semanticHtml",
"titleKey": "rec.improve_alt_texts.title",
"descriptionKey": "rec.improve_alt_texts.description",
"howToKey": "rec.improve_alt_texts.howto",
"effort": "moderate",
"estimatedImpact": 4,
"checkScore": 56,
"checkDetails": "29/52 images with meaningful alt text"
}
],
"llmsTxtPreview": "# NerdWallet\n\n> Calling your utility provider may help you find rebates, discounts and other ways to save. Here's exactly what to say while you're on the call, as well as what to research beforehand.\n\n## Main\n- [This Script May Help You Save on Utilities](https://www.nerdwallet.com/finance/learn/utility-bills-script): Calling your utility provider may help you find rebates, discounts and other ways to save. Here's exactly what to say w…\n- [Company](https://www.nerdwallet.com/company)\n- [Skip to content](https://www.nerdwallet.com/)\n- [Explore more credit card resources](https://www.nerdwallet.com/credit-cards)\n- [Best credit cards](https://www.nerdwallet.com/credit-cards/best)\n- [Best credit card bonus offers](https://www.nerdwallet.com/credit-cards/best/bonus-offers)\n- [Best balance transfer credit cards](https://www.nerdwallet.com/credit-cards/best/balance-transfer)\n- [Best travel credit cards](https://www.nerdwallet.com/credit-cards/best/travel)\n- [Best cash back credit cards](https://www.nerdwallet.com/credit-cards/best/cash-back)\n- [Best 0% APR credit cards](https://www.nerdwallet.com/credit-cards/best/zero-percent)\n\n## Blog\n- [Today's mortgage news](https://www.nerdwallet.com/mortgages/news)\n\n## Legal\n- [Business legal](https://www.nerdwallet.com/business/legal)\n- [Terms of use](https://www.nerdwallet.com/p/terms-of-use)\n- [Privacy policy](https://www.nerdwallet.com/p/privacy-policy)\n\n",
"llmsTxtExisting": null,
"snippets": [
{
"id": "add_llms_txt",
"title": "Create /llms.txt",
"description": "Upload this file to your web root. It tells AI agents what your site is about and which pages matter.",
"language": "markdown",
"code": "# NerdWallet\n\n> Calling your utility provider may help you find rebates, discounts and other ways to save. Here's exactly what to say while you're on the call, as well as what to research beforehand.\n\n## Main\n- [This Script May Help You Save on Utilities](https://www.nerdwallet.com/finance/learn/utility-bills-script): Calling your utility provider may help you find rebates, discounts and other ways to save. Here's exactly what to say w…\n- [Company](https://www.nerdwallet.com/company)\n- [Skip to content](https://www.nerdwallet.com/)\n- [Explore more credit card resources](https://www.nerdwallet.com/credit-cards)\n- [Best credit cards](https://www.nerdwallet.com/credit-cards/best)\n- [Best credit card bonus offers](https://www.nerdwallet.com/credit-cards/best/bonus-offers)\n- [Best balance transfer credit cards](https://www.nerdwallet.com/credit-cards/best/balance-transfer)\n- [Best travel credit cards](https://www.nerdwallet.com/credit-cards/best/travel)\n- [Best cash back credit cards](https://www.nerdwallet.com/credit-cards/best/cash-back)\n- [Best 0% APR credit cards](https://www.nerdwallet.com/credit-cards/best/zero-percent)\n\n## Blog\n- [Today's mortgage news](https://www.nerdwallet.com/mortgages/news)\n\n## Legal\n- [Business legal](https://www.nerdwallet.com/business/legal)\n- [Terms of use](https://www.nerdwallet.com/p/terms-of-use)\n- [Privacy policy](https://www.nerdwallet.com/p/privacy-policy)\n\n",
"filename": "/llms.txt"
},
{
"id": "add_sitemap",
"title": "Create /sitemap.xml",
"description": "A sitemap helps AI agents discover all your pages. Most CMS platforms generate one automatically.",
"language": "xml",
"code": "<?xml version=\"1.0\" encoding=\"UTF-8\"?>\n<urlset xmlns=\"http://www.sitemaps.org/schemas/sitemap/0.9\">\n <url>\n <loc>https://www.nerdwallet.com/finance/learn/utility-bills-script</loc>\n <lastmod>2026-02-18</lastmod>\n </url>\n</urlset>",
"filename": "/sitemap.xml"
},
{
"id": "add_content_signals",
"title": "Add Content-Signal directives",
"description": "Content-Signal tells AI agents how they may use your content. The recommended location is robots.txt, but you can also add it as an HTTP header.",
"language": "txt",
"code": "# robots.txt (recommended, canonical location):\nUser-agent: *\nContent-Signal: search=yes, ai-input=yes, ai-train=no\n\n# Nginx — add to server block (optional, for HTTP header):\n# add_header Content-Signal \"search=yes, ai-input=yes, ai-train=no\" always;\n\n# Apache — add to .htaccess (optional, for HTTP header):\n# Header set Content-Signal \"search=yes, ai-input=yes, ai-train=no\"",
"filename": "/robots.txt"
},
{
"id": "add_markdown_negotiation",
"title": "Support Markdown for Agents",
"description": "Implement one or more of the 4 Markdown for Agents mechanisms to let AI agents request content in markdown format.",
"language": "html",
"code": "<!-- 1. Content negotiation: respond to Accept: text/markdown -->\n<!-- In your server/framework, check the Accept header and return markdown -->\n<!-- with Content-Type: text/markdown -->\n\n<!-- 2. Serve .md URLs (e.g., /about.md alongside /about) -->\n<!-- Generate static .md files or handle .md routes in your app -->\n\n<!-- 3. Add <link> tag in your HTML <head>: -->\n<link rel=\"alternate\" type=\"text/markdown\" href=\"/page.md\">\n\n<!-- 4. Add Link HTTP header on HTML responses: -->\n<!-- Link: </page.md>; rel=\"alternate\"; type=\"text/markdown\" -->\n\n<!-- Best practice: include Vary: Accept and X-Markdown-Tokens headers -->\n<!-- on markdown responses -->",
"filename": "<head> + server config"
}
]
}Используйте наш API для программного получения данных (скоро появится)
Этот JSON предназначен для внутреннего использования — в отличие от файлов Markdown и llms.txt, его не нужно загружать на ваш сайт. Сохраните его как базовый показатель для отслеживания оценки со временем, поделитесь с командой разработчиков или интегрируйте в ваш CI/CD-конвейер.
Скоро: Полный анализ домена
Сканируйте весь домен, генерируйте llms.txt и отслеживайте оценку ИИ-готовности со временем. Присоединяйтесь к списку ожидания.
Вы в списке! Мы уведомим вас о запуске.