URL analizzato
https://www.nerdwallet.com/finance/learn/utility-bills-script
Punteggio AI-Ready
58
/ D
Scarso
su 100
Risparmio di token
Token HTML
299.375
Token Markdown
452
Risparmio
100%
Dettaglio del punteggio
HTML Semantico
73/100
Efficienza dei contenuti
51/100
Scopribilità IA
25/100
Dati Strutturati
100/100
Accessibilità
60/100
Il tuo sito non ha un file llms.txt. Questo è lo standard emergente per aiutare gli agenti IA a comprendere la struttura del tuo sito.
Come implementare
Crea un file /llms.txt seguendo la specifica llmstxt.org. Includi una descrizione del sito e link alle tue pagine principali.
La tua pagina ha un basso rapporto tra contenuto reale e HTML totale. Gran parte del peso della pagina è markup, script o stili anziché contenuto.
Come implementare
Sposta i CSS in fogli di stile esterni, rimuovi gli stili inline, minimizza JavaScript e assicurati che l'HTML si concentri sulla struttura del contenuto.
Il tuo sito non supporta Markdown for Agents. Questo standard Cloudflare permette agli agenti IA di richiedere contenuti in formato markdown, riducendo l'uso dei token di ~80%.
Come implementare
Implementa uno o più: (1) Rispondere a Accept: text/markdown con contenuto markdown. (2) Servire URL .md (es: /pagina.md). (3) Aggiungere tag <link rel="alternate" type="text/markdown">. (4) Aggiungere header HTTP Link per la scoperta markdown.
Nessuna sitemap trovata. Una sitemap aiuta gli agenti IA a scoprire tutte le pagine del tuo sito.
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Come implementare
Aggiungi Content-Signal al tuo robots.txt: User-agent: *\nContent-Signal: search=yes, ai-input=yes, ai-train=no. Puoi anche aggiungerlo come header HTTP nelle risposte markdown.
La tua pagina si basa molto sugli elementi <div>. Elementi semantici come <section>, <nav>, <header>, <footer> e <aside> forniscono una struttura significativa per gli agenti IA.
Come implementare
Sostituisci i contenitori <div> generici con elementi semantici appropriati. Usa <section> per gruppi tematici, <nav> per la navigazione, <header>/<footer> per intestazioni e piè di pagina.
La tua pagina è più grande del raccomandato. Le pagine grandi sono più lente da elaborare e più costose per gli agenti IA.
Come implementare
Ottimizza la dimensione della pagina minimizzando l'HTML, differendo gli script non critici e rimuovendo CSS inutilizzato.
Il contenuto principale appare tardi nel documento HTML. Gli agenti IA potrebbero dare più peso al contenuto che appare prima.
Come implementare
Ristruttura il tuo HTML in modo che il contenuto <main> o <article> appaia prima delle barre laterali e del contenuto supplementare.
La tua pagina HTML è più pesante del raccomandato. Le pagine grandi richiedono più tempo per essere elaborate dagli agenti IA e costano più token.
Come implementare
Riduci la dimensione HTML rimuovendo codice inutilizzato, minimizzando l'HTML e caricando contenuti non critici in modo differito.
Alcune immagini non hanno testi alt descrittivi. Buoni testi alt aiutano gli agenti IA a comprendere il contenuto e il contesto delle immagini.
Come implementare
Aggiungi attributi alt descrittivi a tutte le immagini. Descrivi cosa mostra l'immagine, non solo 'immagine' o 'foto'. Per le immagini decorative, usa alt="" (vuoto).
%0A%0AYou%20could%20potentially%20get%20a%20lower%20bill%2C%20or%2C%20more%20likely%2C%20find%20ways%20to%20cut%20costs%20through%20rebates%20and%20assistance%20programs.%20Or%20you%20may%20make%20charges%20more%20predictable%20and%20easier%20to%20plan%20for%20with%20an%20alternative%20payment%20plan.%0A%0A%23%23%20Your%20script%20for%20finding%20ways%20to%20save%0A%0AThe%20script%20below%20will%20help%20you%20ask%20about%20these%20opportunities%20and%20make%20your%20case.%20When%20you%20call%2C%20you%20may%20have%20to%20request%20to%20an%20automated%20operator%20that%20you%20%E2%80%9Cspeak%20to%20a%20representative%E2%80%9D%20a%20few%20times.%20When%20you%20connect%20with%20a%20real%20person%2C%20aim%20to%20be%20kind%2C%20but%20firm.%20Find%20more%20guidance%2C%20like%20how%20to%20prepare%20for%20a%20successful%20call%2C%20below%20the%20script.%0A%0A%23%23%23%20Introduce%20yourself%0A%0A%22Hi%2C%20my%20name%20is%20%5C%5BYour%20Name%5C%5D%2C%20and%20I%E2%80%99m%20a%20customer%20with%20%5C%5BUtility%20Company%5C%5D.%20I%E2%80%99d%20like%20to%20see%20if%20we%20can%20find%20way%20for%20me%20to%20save%20money.%22%0A%0A%23%23%23%20Verify%20account%20information%0A%0A%22My%20account%20number%20is%20%5C%5BAccount%20Number%5C%5D%2C%20if%20you'd%20like%20to%20verify%20my%20account%20details.%22%0A%0A%23%23%23%20Explain%20the%20issue%0A%0A%22Given%20my%20budget%20and%20other%20expenses%2C%20I%E2%80%99m%20finding%20it%20difficult%20to%20manage%20these%20costs.%20I%E2%80%99d%20like%20to%20explore%20if%20there%E2%80%99s%20a%20way%20to%20negotiate%20a%20lower%20bill%20or%20monthly%20payment%20or%20otherwise%20save%20me%20money.%22%0A%0A%23%23%23%20Make%20your%20request%0A%0AAt%20this%20point%2C%20focus%20on%20cost-saving%20opportunities%20you%E2%80%99ve%20researched.%20(See%20our%20guidance%20for%20how%20to%20do%20this%20research%20below%20the%20script.).%20Or%20highlight%20your%20specific%20situation%2C%20or%20ask%20about%20alternative%20options%20that%20can%20help.%0A%0AConsider%20these%20four%20tactics%2C%20if%20applicable%3A%0A%0AHighlight%20loyalty%20and%20payment%20history%0A%0A%22I%E2%80%99ve%20been%20a%20loyal%20customer%20for%20%5C%5Bnumber%20of%20years%5C%5D%20and%20have%20always%20paid%20on%20time.%20Is%20there%20any%20discount%20or%20loyalty%20program%20for%20long-term%20customers%20that%20I%20could%20benefit%20from%3F%22%0A%0AKeep%20reading%0A%0ALog%20in%20or%20create%20a%20free%20NerdWallet%20account%20for%20the%20rest%20of%20the%20script%20and%20guidance.%0A%0A!%5B%5D(https%3A%2F%2Fwww.nerdwallet.com%2Ftachyon%2F2024%2F02%2Flaptop-search-desktop.png)%0A){kind=link}
An initial draft of this script was created by NerdWallet using automation technology, then thoroughly reviewed, edited and fact-checked by NerdWallet’s human writers and editors. If you’re looking to lower a utility bill, calling a customer service representative can help. (Look for this number on your bill or company website.) You could potentially get a lower bill, or, more likely, find ways to cut costs through rebates and assistance programs. Or you may make charges more predictable and easier to plan for with an alternative payment plan. ## Your script for finding ways to save The script below will help you ask about these opportunities and make your case. When you call, you may have to request to an automated operator that you “speak to a representative” a few times. When you connect with a real person, aim to be kind, but firm. Find more guidance, like how to prepare for a successful call, below the script. ### Introduce yourself "Hi, my name is \[Your Name\], and I’m a customer with \[Utility Company\]. I’d like to see if we can find way for me to save money." ### Verify account information "My account number is \[Account Number\], if you'd like to verify my account details." ### Explain the issue "Given my budget and other expenses, I’m finding it difficult to manage these costs. I’d like to explore if there’s a way to negotiate a lower bill or monthly payment or otherwise save me money." ### Make your request At this point, focus on cost-saving opportunities you’ve researched. (See our guidance for how to do this research below the script.). Or highlight your specific situation, or ask about alternative options that can help. Consider these four tactics, if applicable: Highlight loyalty and payment history "I’ve been a loyal customer for \[number of years\] and have always paid on time. Is there any discount or loyalty program for long-term customers that I could benefit from?" Keep reading Log in or create a free NerdWallet account for the rest of the script and guidance. 
This Script May Help You Save on Utilities - NerdWallet [Skip to content](https://www.nerdwallet.com/finance/learn/utility-bills-script#main)[](https://www.nerdwallet.com/)   Search  [Sign In](https://www.nerdwallet.com/api/nts/v1/login?redirectTo=https%3A%2F%2Fwww.nerdwallet.com&initialScreen=signin)[JoinSign Up](https://www.nerdwallet.com/api/nts/v1/login?redirectTo=https%3A%2F%2Fwww.nerdwallet.com&initialScreen=signup)   My NerdWallet  Advertiser disclosure ### You're our first priority. Every time. We believe everyone should be able to make financial decisions with confidence. While we don't cover every company or financial product on the market, we work hard to share a wide range of offers and objective editorial perspectives. So how do we make money? Our partners compensate us for advertisements that appear on our site. This compensation helps us provide tools and services - like free credit score access and monitoring. With the exception of mortgage, home equity and other home-lending products or services, partner compensation is one of several factors that may affect which products we highlight and where they appear on our site. Other factors include your credit profile, product availability and proprietary website methodologies. However, these factors **do not influence our editors' opinions or ratings**, which are based on independent research and analysis. Our partners cannot pay us to guarantee favorable reviews. [Here is a list of our partners](https://www.nerdwallet.com/p/our-partners). # This Script May Help You Save on Utilities  Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain actions on our website or click to take an action on their website. However, this does not influence our evaluations. Our opinions are our own. Here is a list of [our partners](https://www.nerdwallet.com/p/our-partners) and [here's how we make money](https://www.nerdwallet.com/p/advertiser-disclosure). Published Nov 8, 2024 1:35 p.m. PST · 7 min read Fact Checked How is this page expert verified? NerdWallet's content is fact-checked for accuracy, timeliness and relevance. It undergoes a thorough review process involving writers and editors to ensure the information is as clear and complete as possible. [More on our editorial rigor](https://www.nerdwallet.com/l/nerdwallet-editorial-guidelines) [  ](https://www.nerdwallet.com/author/laura-mcmullen) Written by Laura McMullen [  ](https://www.nerdwallet.com/author/laura-mcmullen) [Laura McMullen](https://www.nerdwallet.com/author/laura-mcmullen) Editor & Content Strategist [](https://twitter.com/lauraemcmullen)[](https://www.linkedin.com/in/lauraemcmullen/) --- 10 years of experience Expertise - Personal finance - financial news - student loans Laura McMullen assigns and edits content related to personal loans and student loans. She previously edited money news content. Before then, Laura was a senior writer at NerdWallet and covered saving, making and budgeting money; she also contributed to the "Millennial Money" column for The Associated Press. Before joining NerdWallet in 2015, Laura worked for U.S. News & World Report, where she wrote and edited content related to careers, wellness and education and also contributed to the company's rankings projects. Before working at U.S. News & World Report, Laura interned at Vice Media and studied journalism, history and Arabic at Ohio University. Laura lives in Washington, D.C. Published in  Editor & Content Strategist + more [  ](https://www.nerdwallet.com/author/pamela-de-la-fuente) Edited by Pamela de la Fuente [  ](https://www.nerdwallet.com/author/pamela-de-la-fuente) [Pamela de la Fuente](https://www.nerdwallet.com/author/pamela-de-la-fuente) Managing Editor [](https://www.linkedin.com/in/pamela-de-la-fuente/) --- 23 years of experience Expertise - Personal Finance - Budgeting - Taxes - Retirement - Underrepresented communities Pamela de la Fuente is a managing editor of NerdWallet's personal finance content. She leads budgeting, money-making, consumer credit and and debt coverage. Ask her and her talented team about why credit scores matter, how to save money on your grocery bill, finding the right side hustle, how to protect your identity for free and more. Previously, she led taxes and retirement coverage at NerdWallet. Pamela joined NerdWallet after working at companies including Hallmark Cards, Sprint Corp. and The Kansas City Star. She has been a writer and editor for more than 20 years. Pamela is a thought leader in content diversity, equity, inclusion and belonging, and finds ways to make every piece of content conversational and accessible to all. She is a graduate of the Maynard Institute's Maynard 200 program, and the National Association of Black Journalists Executive Leadership Academy. She is a two-time winner of the Kansas City Association of Black Journalists' President's Award. She was also founding co-chair of NerdWallet's Nerds of Color employee resource group. Managing Editor + more [  ](https://www.nerdwallet.com/author/ai-assisted-nerdwallet) Co-written by AI-Assisted NerdWallet [  ](https://www.nerdwallet.com/author/ai-assisted-nerdwallet) [AI-Assisted NerdWallet](https://www.nerdwallet.com/author/ai-assisted-nerdwallet) Writer --- An initial draft of this article was created by NerdWallet using automation technology, then thoroughly reviewed, edited and fact-checked by NerdWallet’s human writers and editors. Writer + more SOME CARD INFO MAY BE OUTDATED This page includes information about these cards, currently unavailable on NerdWallet. The information has been collected by NerdWallet and has not been provided or reviewed by the card issuer. An initial draft of this script was created by NerdWallet using automation technology, then thoroughly reviewed, edited and fact-checked by NerdWallet’s human writers and editors. If you’re looking to lower a utility bill, calling a customer service representative can help. (Look for this number on your bill or company website.) You could potentially get a lower bill, or, more likely, find ways to cut costs through rebates and assistance programs. Or you may make charges more predictable and easier to plan for with an alternative payment plan. ## Your script for finding ways to save The script below will help you ask about these opportunities and make your case. When you call, you may have to request to an automated operator that you “speak to a representative” a few times. When you connect with a real person, aim to be kind, but firm. Find more guidance, like how to prepare for a successful call, below the script. ### Introduce yourself "Hi, my name is \[Your Name\], and I’m a customer with \[Utility Company\]. I’d like to see if we can find way for me to save money." ### Verify account information "My account number is \[Account Number\], if you'd like to verify my account details." ### Explain the issue "Given my budget and other expenses, I’m finding it difficult to manage these costs. I’d like to explore if there’s a way to negotiate a lower bill or monthly payment or otherwise save me money." ### Make your request At this point, focus on cost-saving opportunities you’ve researched. (See our guidance for how to do this research below the script.). Or highlight your specific situation, or ask about alternative options that can help. Consider these four tactics, if applicable: Highlight loyalty and payment history "I’ve been a loyal customer for \[number of years\] and have always paid on time. Is there any discount or loyalty program for long-term customers that I could benefit from?" Keep reading Log in or create a free NerdWallet account for the rest of the script and guidance. [LOG IN](https://www.nerdwallet.com/)  **Article sources Article sources** NerdWallet writers are subject matter authorities who use primary, trustworthy sources to inform their work, including peer-reviewed studies, government websites, academic research and interviews with industry experts. All content is fact-checked for accuracy, timeliness and relevance. You can learn more about NerdWallet's high standards for journalism by reading our [editorial guidelines.](https://www.nerdwallet.com/l/nerdwallet-editorial-guidelines) Back to top About the authors [](https://www.nerdwallet.com/author/laura-mcmullen) [Laura McMullen](https://www.nerdwallet.com/author/laura-mcmullen) Laura writes about managing money for NerdWallet. Her work has appeared in The Associated Press, The New York Times, The Washington Post, and other outlets. [See full bio.](https://www.nerdwallet.com/author/laura-mcmullen) [](https://twitter.com/lauraemcmullen)[](https://www.nerdwallet.com/cdn-cgi/l/email-protection#472b2a242a322b2b2229072922352330262b2b22336924282a)[](https://www.linkedin.com/in/lauraemcmullen/) [](https://www.nerdwallet.com/author/ai-assisted-nerdwallet) [AI-Assisted NerdWallet](https://www.nerdwallet.com/author/ai-assisted-nerdwallet) An initial draft of this article was created by NerdWallet using automation technology, then thoroughly reviewed, edited and fact-checked by NerdWallet’s human writers and editors. [See full bio.](https://www.nerdwallet.com/author/ai-assisted-nerdwallet) [](https://www.nerdwallet.com/cdn-cgi/l/email-protection#f59487819c96999086b59b908791829499999081db969a98) Helpful resources [ How to Pay Off Debt: Top Strategies for 2026 ](https://www.nerdwallet.com/personal-loans/learn/pay-off-debt) [ Credit Score Ranges: What They Mean and How They Work ](https://www.nerdwallet.com/finance/learn/credit-score-ranges-and-how-to-improve) [ How to Budget Money in 5 Steps ](https://www.nerdwallet.com/finance/learn/how-to-budget) [ 28 Proven Ways to Save Money ](https://www.nerdwallet.com/finance/learn/how-to-save-money) More like this [The Financial Glow Up](https://www.nerdwallet.com/finance/hubs/glowup)[Personal Finance News](https://www.nerdwallet.com/finance/news)[Making Money](https://www.nerdwallet.com/finance/hubs/making-money)[Paying Your Bills](https://www.nerdwallet.com/finance/hubs/paying-your-bills)[Personal Finance](https://www.nerdwallet.com/finance) Related articles [  Get Your Free Credit Score  By NerdWallet ](https://www.nerdwallet.com/p/free-credit-score) [  How to Pay Off Debt: Top Strategies for 2026  2 By Lauren Schwahn, Jackie Veling ](https://www.nerdwallet.com/personal-loans/learn/pay-off-debt) [  50/30/20 Budget Calculator  2 By Amanda Barroso, Elizabeth Ayoola ](https://www.nerdwallet.com/finance/learn/nerdwallet-budget-calculator)
Carica questo file come /finance/learn/utility-bills-script.md sul tuo server affinché gli agenti IA possano accedere a una versione pulita della tua pagina. Puoi anche configurare la negoziazione dei contenuti Accept: text/markdown per servirlo automaticamente.
llms.txt generato per questa singola pagina
# NerdWallet > Calling your utility provider may help you find rebates, discounts and other ways to save. Here's exactly what to say while you're on the call, as well as what to research beforehand. ## Main - [This Script May Help You Save on Utilities](https://www.nerdwallet.com/finance/learn/utility-bills-script): Calling your utility provider may help you find rebates, discounts and other ways to save. Here's exactly what to say w… - [Company](https://www.nerdwallet.com/company) - [Skip to content](https://www.nerdwallet.com/) - [Explore more credit card resources](https://www.nerdwallet.com/credit-cards) - [Best credit cards](https://www.nerdwallet.com/credit-cards/best) - [Best credit card bonus offers](https://www.nerdwallet.com/credit-cards/best/bonus-offers) - [Best balance transfer credit cards](https://www.nerdwallet.com/credit-cards/best/balance-transfer) - [Best travel credit cards](https://www.nerdwallet.com/credit-cards/best/travel) - [Best cash back credit cards](https://www.nerdwallet.com/credit-cards/best/cash-back) - [Best 0% APR credit cards](https://www.nerdwallet.com/credit-cards/best/zero-percent) ## Blog - [Today's mortgage news](https://www.nerdwallet.com/mortgages/news) ## Legal - [Business legal](https://www.nerdwallet.com/business/legal) - [Terms of use](https://www.nerdwallet.com/p/terms-of-use) - [Privacy policy](https://www.nerdwallet.com/p/privacy-policy)
Il llms.txt completo richiede un'analisi dell'intero dominio (prossimamente)
Carica questo file come https://www.nerdwallet.com/llms.txt nella radice del tuo dominio. Agenti IA come ChatGPT, Claude e Perplexity controllano questo file per comprendere la struttura del tuo sito.
HTML Semantico
Utilizza elemento article o main
(100/100)
Has <main>
Gerarchia di intestazioni corretta
(100/100)
Clean heading hierarchy
Utilizza elementi HTML semantici
(16/100)
24 semantic elements, 473 divs (ratio: 5%)
Testi alt delle immagini significativi
(56/100)
29/52 images with meaningful alt text
Bassa profondità di annidamento div
(83/100)
Avg div depth: 6.7, max: 20
Efficienza dei contenuti
Buon rapporto di riduzione token
(100/100)
100% token reduction (HTML→Markdown)
Buon rapporto contenuto-rumore
(0/100)
Content ratio: 0.2% (1986 content chars / 823231 HTML bytes)
Stili inline minimi
(50/100)
29/1661 elements with inline styles (1.7%)
Peso della pagina ragionevole
(20/100)
HTML size: 804KB
Scopribilità IA
Ha file llms.txt
(0/100)
No llms.txt found
Ha file robots.txt
(100/100)
robots.txt exists
robots.txt consente bot IA
(100/100)
All major AI bots allowed
Ha sitemap.xml
(0/100)
No sitemap found
Supporto Markdown for Agents
(0/100)
✗ Accept: text/markdown
✗ .md URL
✗ <link> tag
✗ Link header
Ha Content-Signal (robots.txt o header HTTP)
(0/100)
✓ robots.txt
✓ HTTP header
✗ Policy
Dati Strutturati
Ha Schema.org / JSON-LD
(100/100)
JSON-LD found: BreadcrumbList, Article, SoftwareApplication
Ha tag Open Graph
(100/100)
All OG tags present
Ha meta descrizione
(100/100)
Meta description: 183 chars
Ha URL canonico
(100/100)
Canonical URL present
Ha attributo lang
(100/100)
lang="en"
Accessibilità
Contenuto disponibile senza JavaScript
(100/100)
Content available without JavaScript
Dimensione della pagina ragionevole
(40/100)
Page size: 804KB
Il contenuto appare presto nell'HTML
(25/100)
Main content starts at 73% of HTML
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"headline": "This Script May Help You Save on Utilities",
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"markdown": "An initial draft of this script was created by NerdWallet using automation technology, then thoroughly reviewed, edited and fact-checked by NerdWallet’s human writers and editors.\n\nIf you’re looking to lower a utility bill, calling a customer service representative can help. (Look for this number on your bill or company website.)\n\nYou could potentially get a lower bill, or, more likely, find ways to cut costs through rebates and assistance programs. Or you may make charges more predictable and easier to plan for with an alternative payment plan.\n\n## Your script for finding ways to save\n\nThe script below will help you ask about these opportunities and make your case. When you call, you may have to request to an automated operator that you “speak to a representative” a few times. When you connect with a real person, aim to be kind, but firm. Find more guidance, like how to prepare for a successful call, below the script.\n\n### Introduce yourself\n\n\"Hi, my name is \\[Your Name\\], and I’m a customer with \\[Utility Company\\]. I’d like to see if we can find way for me to save money.\"\n\n### Verify account information\n\n\"My account number is \\[Account Number\\], if you'd like to verify my account details.\"\n\n### Explain the issue\n\n\"Given my budget and other expenses, I’m finding it difficult to manage these costs. I’d like to explore if there’s a way to negotiate a lower bill or monthly payment or otherwise save me money.\"\n\n### Make your request\n\nAt this point, focus on cost-saving opportunities you’ve researched. (See our guidance for how to do this research below the script.). Or highlight your specific situation, or ask about alternative options that can help.\n\nConsider these four tactics, if applicable:\n\nHighlight loyalty and payment history\n\n\"I’ve been a loyal customer for \\[number of years\\] and have always paid on time. Is there any discount or loyalty program for long-term customers that I could benefit from?\"\n\nKeep reading\n\nLog in or create a free NerdWallet account for the rest of the script and guidance.\n\n\n",
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While we don't cover every company or financial product on the market, we work hard to share a wide range of offers and objective editorial perspectives.\n\nSo how do we make money? Our partners compensate us for advertisements that appear on our site. This compensation helps us provide tools and services - like free credit score access and monitoring. With the exception of mortgage, home equity and other home-lending products or services, partner compensation is one of several factors that may affect which products we highlight and where they appear on our site. Other factors include your credit profile, product availability and proprietary website methodologies.\n\nHowever, these factors **do not influence our editors' opinions or ratings**, which are based on independent research and analysis. Our partners cannot pay us to guarantee favorable reviews. [Here is a list of our partners](https://www.nerdwallet.com/p/our-partners).\n\n# This Script May Help You Save on Utilities\n\n\n\nMany, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain actions on our website or click to take an action on their website. However, this does not influence our evaluations. Our opinions are our own. Here is a list of [our partners](https://www.nerdwallet.com/p/our-partners) and [here's how we make money](https://www.nerdwallet.com/p/advertiser-disclosure).\n\nPublished Nov 8, 2024 1:35 p.m. PST · 7 min read\n\nFact Checked\n\nHow is this page expert verified?\n\nNerdWallet's content is fact-checked for accuracy, timeliness and relevance. It undergoes a thorough review process involving writers and editors to ensure the information is as clear and complete as possible.\n\n[More on our editorial rigor](https://www.nerdwallet.com/l/nerdwallet-editorial-guidelines)\n\n[\n\n\n\n](https://www.nerdwallet.com/author/laura-mcmullen)\n\nWritten by Laura McMullen\n\n[\n\n\n\n](https://www.nerdwallet.com/author/laura-mcmullen)\n\n[Laura McMullen](https://www.nerdwallet.com/author/laura-mcmullen)\n\nEditor & Content Strategist\n\n[](https://twitter.com/lauraemcmullen)[](https://www.linkedin.com/in/lauraemcmullen/)\n\n---\n\n10 years of experience\n\nExpertise\n\n- Personal finance\n- financial news\n- student loans\n\nLaura McMullen assigns and edits content related to personal loans and student loans. She previously edited money news content. Before then, Laura was a senior writer at NerdWallet and covered saving, making and budgeting money; she also contributed to the \"Millennial Money\" column for The Associated Press. Before joining NerdWallet in 2015, Laura worked for U.S. News & World Report, where she wrote and edited content related to careers, wellness and education and also contributed to the company's rankings projects. Before working at U.S. News & World Report, Laura interned at Vice Media and studied journalism, history and Arabic at Ohio University. Laura lives in Washington, D.C.\n\nPublished in ![The Associated Press](https://cdns3.nerdwallet.com/lending/publication-logos/TheAssociatedPress.webp \"The Associated Press\")![The New York Times](https://cdns3.nerdwallet.com/lending/publication-logos/TheNewYorkTimes.webp \"The New York Times\")![The Washington Post](https://cdns3.nerdwallet.com/lending/publication-logos/TheWashingtonPost.webp \"The Washington Post\")![U.S. News & World Report](https://cdns3.nerdwallet.com/lending/publication-logos/USNewsAndWorldReport.webp \"U.S. News & World Report\")\n\nEditor & Content Strategist\n\n+ more \n\n[\n\n\n\n](https://www.nerdwallet.com/author/pamela-de-la-fuente)\n\nEdited by Pamela de la Fuente\n\n[\n\n\n\n](https://www.nerdwallet.com/author/pamela-de-la-fuente)\n\n[Pamela de la Fuente](https://www.nerdwallet.com/author/pamela-de-la-fuente)\n\nManaging Editor\n\n[](https://www.linkedin.com/in/pamela-de-la-fuente/)\n\n---\n\n23 years of experience\n\nExpertise\n\n- Personal Finance\n- Budgeting\n- Taxes\n- Retirement\n- Underrepresented communities\n\nPamela de la Fuente is a managing editor of NerdWallet's personal finance content. She leads budgeting, money-making, consumer credit and and debt coverage.\n\nAsk her and her talented team about why credit scores matter, how to save money on your grocery bill, finding the right side hustle, how to protect your identity for free and more.\n\nPreviously, she led taxes and retirement coverage at NerdWallet.\n\nPamela joined NerdWallet after working at companies including Hallmark Cards, Sprint Corp. and The Kansas City Star. She has been a writer and editor for more than 20 years.\n\nPamela is a thought leader in content diversity, equity, inclusion and belonging, and finds ways to make every piece of content conversational and accessible to all.\n\nShe is a graduate of the Maynard Institute's Maynard 200 program, and the National Association of Black Journalists Executive Leadership Academy. She is a two-time winner of the Kansas City Association of Black Journalists' President's Award. She was also founding co-chair of NerdWallet's Nerds of Color employee resource group.\n\nManaging Editor\n\n+ more \n\n[\n\n\n\n](https://www.nerdwallet.com/author/ai-assisted-nerdwallet)\n\nCo-written by AI-Assisted NerdWallet\n\n[\n\n\n\n](https://www.nerdwallet.com/author/ai-assisted-nerdwallet)\n\n[AI-Assisted NerdWallet](https://www.nerdwallet.com/author/ai-assisted-nerdwallet)\n\nWriter\n\n---\n\nAn initial draft of this article was created by NerdWallet using automation technology, then thoroughly reviewed, edited and fact-checked by NerdWallet’s human writers and editors.\n\nWriter\n\n+ more \n\nSOME CARD INFO MAY BE OUTDATED\n\nThis page includes information about these cards, currently unavailable on NerdWallet. The information has been collected by NerdWallet and has not been provided or reviewed by the card issuer.\n\nAn initial draft of this script was created by NerdWallet using automation technology, then thoroughly reviewed, edited and fact-checked by NerdWallet’s human writers and editors.\n\nIf you’re looking to lower a utility bill, calling a customer service representative can help. (Look for this number on your bill or company website.)\n\nYou could potentially get a lower bill, or, more likely, find ways to cut costs through rebates and assistance programs. Or you may make charges more predictable and easier to plan for with an alternative payment plan.\n\n## Your script for finding ways to save\n\nThe script below will help you ask about these opportunities and make your case. When you call, you may have to request to an automated operator that you “speak to a representative” a few times. When you connect with a real person, aim to be kind, but firm. Find more guidance, like how to prepare for a successful call, below the script.\n\n### Introduce yourself\n\n\"Hi, my name is \\[Your Name\\], and I’m a customer with \\[Utility Company\\]. I’d like to see if we can find way for me to save money.\"\n\n### Verify account information\n\n\"My account number is \\[Account Number\\], if you'd like to verify my account details.\"\n\n### Explain the issue\n\n\"Given my budget and other expenses, I’m finding it difficult to manage these costs. I’d like to explore if there’s a way to negotiate a lower bill or monthly payment or otherwise save me money.\"\n\n### Make your request\n\nAt this point, focus on cost-saving opportunities you’ve researched. (See our guidance for how to do this research below the script.). Or highlight your specific situation, or ask about alternative options that can help.\n\nConsider these four tactics, if applicable:\n\nHighlight loyalty and payment history\n\n\"I’ve been a loyal customer for \\[number of years\\] and have always paid on time. Is there any discount or loyalty program for long-term customers that I could benefit from?\"\n\nKeep reading\n\nLog in or create a free NerdWallet account for the rest of the script and guidance.\n\n[LOG IN](https://www.nerdwallet.com/)\n\n\n\n**Article sources Article sources**\n\nNerdWallet writers are subject matter authorities who use primary, trustworthy sources to inform their work, including peer-reviewed studies, government websites, academic research and interviews with industry experts. All content is fact-checked for accuracy, timeliness and relevance. You can learn more about NerdWallet's high standards for journalism by reading our [editorial guidelines.](https://www.nerdwallet.com/l/nerdwallet-editorial-guidelines)\n\nBack to top\n\nAbout the authors\n\n[![Laura McMullen](https://www.nerdwallet.com/tachyon/2020/12/laura_hs_square.jpg?resize=70%2C70 \"Laura McMullen\")](https://www.nerdwallet.com/author/laura-mcmullen)\n\n[Laura McMullen](https://www.nerdwallet.com/author/laura-mcmullen) Laura writes about managing money for NerdWallet. Her work has appeared in The Associated Press, The New York Times, The Washington Post, and other outlets. [See full bio.](https://www.nerdwallet.com/author/laura-mcmullen)\n\n[](https://twitter.com/lauraemcmullen)[](https://www.nerdwallet.com/cdn-cgi/l/email-protection#472b2a242a322b2b2229072922352330262b2b22336924282a)[](https://www.linkedin.com/in/lauraemcmullen/)\n\n[![AI-Assisted NerdWallet](https://www.nerdwallet.com/tachyon/2019/07/nerdwallet-logo.jpg?resize=70%2C70 \"AI-Assisted NerdWallet\")](https://www.nerdwallet.com/author/ai-assisted-nerdwallet)\n\n[AI-Assisted NerdWallet](https://www.nerdwallet.com/author/ai-assisted-nerdwallet) An initial draft of this article was created by NerdWallet using automation technology, then thoroughly reviewed, edited and fact-checked by NerdWallet’s human writers and editors. [See full bio.](https://www.nerdwallet.com/author/ai-assisted-nerdwallet)\n\n[](https://www.nerdwallet.com/cdn-cgi/l/email-protection#f59487819c96999086b59b908791829499999081db969a98)\n\nHelpful resources\n\n[\n\nHow to Pay Off Debt: Top Strategies for 2026\n\n](https://www.nerdwallet.com/personal-loans/learn/pay-off-debt)\n\n[\n\nCredit Score Ranges: What They Mean and How They Work\n\n](https://www.nerdwallet.com/finance/learn/credit-score-ranges-and-how-to-improve)\n\n[\n\nHow to Budget Money in 5 Steps\n\n](https://www.nerdwallet.com/finance/learn/how-to-budget)\n\n[\n\n28 Proven Ways to Save Money\n\n](https://www.nerdwallet.com/finance/learn/how-to-save-money)\n\nMore like this\n\n[The Financial Glow Up](https://www.nerdwallet.com/finance/hubs/glowup)[Personal Finance News](https://www.nerdwallet.com/finance/news)[Making Money](https://www.nerdwallet.com/finance/hubs/making-money)[Paying Your Bills](https://www.nerdwallet.com/finance/hubs/paying-your-bills)[Personal Finance](https://www.nerdwallet.com/finance)\n\nRelated articles\n\n[\n\n\n\nGet Your Free Credit Score\n\n\n\nBy NerdWallet\n\n](https://www.nerdwallet.com/p/free-credit-score)\n\n[\n\n\n\nHow to Pay Off Debt: Top Strategies for 2026\n\n\n\n2\n\nBy Lauren Schwahn, Jackie Veling\n\n](https://www.nerdwallet.com/personal-loans/learn/pay-off-debt)\n\n[\n\n\n\n50/30/20 Budget Calculator\n\n\n\n2\n\nBy Amanda Barroso, Elizabeth Ayoola\n\n](https://www.nerdwallet.com/finance/learn/nerdwallet-budget-calculator)\n",
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"id": "add_markdown_negotiation",
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"llmsTxtPreview": "# NerdWallet\n\n> Calling your utility provider may help you find rebates, discounts and other ways to save. Here's exactly what to say while you're on the call, as well as what to research beforehand.\n\n## Main\n- [This Script May Help You Save on Utilities](https://www.nerdwallet.com/finance/learn/utility-bills-script): Calling your utility provider may help you find rebates, discounts and other ways to save. Here's exactly what to say w…\n- [Company](https://www.nerdwallet.com/company)\n- [Skip to content](https://www.nerdwallet.com/)\n- [Explore more credit card resources](https://www.nerdwallet.com/credit-cards)\n- [Best credit cards](https://www.nerdwallet.com/credit-cards/best)\n- [Best credit card bonus offers](https://www.nerdwallet.com/credit-cards/best/bonus-offers)\n- [Best balance transfer credit cards](https://www.nerdwallet.com/credit-cards/best/balance-transfer)\n- [Best travel credit cards](https://www.nerdwallet.com/credit-cards/best/travel)\n- [Best cash back credit cards](https://www.nerdwallet.com/credit-cards/best/cash-back)\n- [Best 0% APR credit cards](https://www.nerdwallet.com/credit-cards/best/zero-percent)\n\n## Blog\n- [Today's mortgage news](https://www.nerdwallet.com/mortgages/news)\n\n## Legal\n- [Business legal](https://www.nerdwallet.com/business/legal)\n- [Terms of use](https://www.nerdwallet.com/p/terms-of-use)\n- [Privacy policy](https://www.nerdwallet.com/p/privacy-policy)\n\n",
"llmsTxtExisting": null,
"snippets": [
{
"id": "add_llms_txt",
"title": "Create /llms.txt",
"description": "Upload this file to your web root. It tells AI agents what your site is about and which pages matter.",
"language": "markdown",
"code": "# NerdWallet\n\n> Calling your utility provider may help you find rebates, discounts and other ways to save. Here's exactly what to say while you're on the call, as well as what to research beforehand.\n\n## Main\n- [This Script May Help You Save on Utilities](https://www.nerdwallet.com/finance/learn/utility-bills-script): Calling your utility provider may help you find rebates, discounts and other ways to save. Here's exactly what to say w…\n- [Company](https://www.nerdwallet.com/company)\n- [Skip to content](https://www.nerdwallet.com/)\n- [Explore more credit card resources](https://www.nerdwallet.com/credit-cards)\n- [Best credit cards](https://www.nerdwallet.com/credit-cards/best)\n- [Best credit card bonus offers](https://www.nerdwallet.com/credit-cards/best/bonus-offers)\n- [Best balance transfer credit cards](https://www.nerdwallet.com/credit-cards/best/balance-transfer)\n- [Best travel credit cards](https://www.nerdwallet.com/credit-cards/best/travel)\n- [Best cash back credit cards](https://www.nerdwallet.com/credit-cards/best/cash-back)\n- [Best 0% APR credit cards](https://www.nerdwallet.com/credit-cards/best/zero-percent)\n\n## Blog\n- [Today's mortgage news](https://www.nerdwallet.com/mortgages/news)\n\n## Legal\n- [Business legal](https://www.nerdwallet.com/business/legal)\n- [Terms of use](https://www.nerdwallet.com/p/terms-of-use)\n- [Privacy policy](https://www.nerdwallet.com/p/privacy-policy)\n\n",
"filename": "/llms.txt"
},
{
"id": "add_sitemap",
"title": "Create /sitemap.xml",
"description": "A sitemap helps AI agents discover all your pages. Most CMS platforms generate one automatically.",
"language": "xml",
"code": "<?xml version=\"1.0\" encoding=\"UTF-8\"?>\n<urlset xmlns=\"http://www.sitemaps.org/schemas/sitemap/0.9\">\n <url>\n <loc>https://www.nerdwallet.com/finance/learn/utility-bills-script</loc>\n <lastmod>2026-02-18</lastmod>\n </url>\n</urlset>",
"filename": "/sitemap.xml"
},
{
"id": "add_content_signals",
"title": "Add Content-Signal directives",
"description": "Content-Signal tells AI agents how they may use your content. The recommended location is robots.txt, but you can also add it as an HTTP header.",
"language": "txt",
"code": "# robots.txt (recommended, canonical location):\nUser-agent: *\nContent-Signal: search=yes, ai-input=yes, ai-train=no\n\n# Nginx — add to server block (optional, for HTTP header):\n# add_header Content-Signal \"search=yes, ai-input=yes, ai-train=no\" always;\n\n# Apache — add to .htaccess (optional, for HTTP header):\n# Header set Content-Signal \"search=yes, ai-input=yes, ai-train=no\"",
"filename": "/robots.txt"
},
{
"id": "add_markdown_negotiation",
"title": "Support Markdown for Agents",
"description": "Implement one or more of the 4 Markdown for Agents mechanisms to let AI agents request content in markdown format.",
"language": "html",
"code": "<!-- 1. Content negotiation: respond to Accept: text/markdown -->\n<!-- In your server/framework, check the Accept header and return markdown -->\n<!-- with Content-Type: text/markdown -->\n\n<!-- 2. Serve .md URLs (e.g., /about.md alongside /about) -->\n<!-- Generate static .md files or handle .md routes in your app -->\n\n<!-- 3. Add <link> tag in your HTML <head>: -->\n<link rel=\"alternate\" type=\"text/markdown\" href=\"/page.md\">\n\n<!-- 4. Add Link HTTP header on HTML responses: -->\n<!-- Link: </page.md>; rel=\"alternate\"; type=\"text/markdown\" -->\n\n<!-- Best practice: include Vary: Accept and X-Markdown-Tokens headers -->\n<!-- on markdown responses -->",
"filename": "<head> + server config"
}
]
}Usa la nostra API per ottenere questo programmaticamente (prossimamente)
Questo JSON è per uso interno — a differenza dei file Markdown e llms.txt, non è destinato ad essere caricato sul tuo sito. Salvalo come riferimento per monitorare il tuo punteggio nel tempo, condividilo con il tuo team di sviluppo o integralo nella tua pipeline CI/CD.
Prossimamente: Analisi completa del dominio
Scansiona l'intero dominio, genera llms.txt e monitora il tuo punteggio di prontezza IA nel tempo. Iscriviti alla lista d'attesa.
Sei nella lista! Ti avviseremo quando sarà disponibile.