分析済みURL
https://www.nerdwallet.com/finance/learn/utility-bills-script
AI-Readyスコア
58
/ D
不十分
/ 100
トークン削減量
HTMLトークン
299.375
Markdownトークン
452
削減率
100%
スコア内訳
セマンティックHTML
73/100
コンテンツ効率
51/100
AI発見可能性
25/100
構造化データ
100/100
アクセシビリティ
60/100
サイトにllms.txtファイルがありません。これはAIエージェントがサイト構造を理解するための新しい標準です。
実装方法
llmstxt.org仕様に従って/llms.txtファイルを作成してください。サイトの説明と主要ページへのリンクを含めてください。
ページの実際のコンテンツとHTML全体の比率が低いです。ページ重量の多くがコンテンツではなくマークアップ、スクリプト、スタイルです。
実装方法
CSSを外部スタイルシートに移動し、インラインスタイルを削除し、JavaScriptを最小化し、HTMLがコンテンツ構造に集中するようにしてください。
サイトがMarkdown for Agentsに対応していません。このCloudflare標準により、AIエージェントがmarkdown形式でコンテンツをリクエストでき、トークン使用量を約80%削減できます。
実装方法
以下の1つ以上を実装してください：(1) Accept: text/markdownにmarkdownコンテンツで応答。(2) .md URL（例：/page.md）を提供。(3) <link rel="alternate" type="text/markdown">タグを追加。(4) markdown検出用のLink HTTPヘッダーを追加。
サイトマップが見つかりません。サイトマップはAIエージェントがサイトのすべてのページを発見するのに役立ちます。
実装方法
すべての公開ページをリストした/sitemap.xmlを作成してください。ほとんどのCMSプラットフォームで自動生成できます。
Content-Signalディレクティブが見つかりません。これらはAIエージェントにコンテンツの使用方法（検索インデックス、AI入力、トレーニングデータ）を伝えます。推奨場所はrobots.txtです。
実装方法
robots.txtにContent-Signalを追加：User-agent: *\nContent-Signal: search=yes, ai-input=yes, ai-train=no。markdown応答のHTTPヘッダーとしても追加できます。
ページが<div>要素に大きく依存しています。<section>、<nav>、<header>、<footer>、<aside>などのセマンティック要素はAIエージェントに意味のある構造を提供します。
実装方法
汎用的な<div>コンテナを適切なセマンティック要素に置き換えてください。テーマ別グループには<section>、ナビゲーションには<nav>、ページ/セクションのヘッダーとフッターには<header>/<footer>を使用してください。
ページが推奨サイズより大きいです。大きなページはAIエージェントの処理が遅く、コストも高くなります。
実装方法
HTMLの最小化、非重要スクリプトの遅延読み込み、未使用CSSの削除によりページサイズを最適化してください。
メインコンテンツがHTMLドキュメントの後半に位置しています。AIエージェントは早い位置に表示されるコンテンツにより高い重みを付ける可能性があります。
実装方法
<main>または<article>コンテンツがサイドバーや補足コンテンツより前に表示されるようHTMLを再構成してください。
HTMLページが推奨値より重いです。大きなページはAIエージェントの処理に時間がかかり、より多くのトークンを消費します。
実装方法
未使用コードの削除、HTMLの最小化、非重要コンテンツの遅延読み込みによりHTMLサイズを削減してください。
一部の画像に説明的なalt属性がありません。適切なalt属性はAIエージェントが画像の内容とコンテキストを理解するのに役立ちます。
実装方法
すべての画像に説明的なalt属性を追加してください。「画像」や「写真」だけでなく、画像の内容を説明してください。装飾的な画像にはalt=""（空）を使用してください。
%0A%0AYou%20could%20potentially%20get%20a%20lower%20bill%2C%20or%2C%20more%20likely%2C%20find%20ways%20to%20cut%20costs%20through%20rebates%20and%20assistance%20programs.%20Or%20you%20may%20make%20charges%20more%20predictable%20and%20easier%20to%20plan%20for%20with%20an%20alternative%20payment%20plan.%0A%0A%23%23%20Your%20script%20for%20finding%20ways%20to%20save%0A%0AThe%20script%20below%20will%20help%20you%20ask%20about%20these%20opportunities%20and%20make%20your%20case.%20When%20you%20call%2C%20you%20may%20have%20to%20request%20to%20an%20automated%20operator%20that%20you%20%E2%80%9Cspeak%20to%20a%20representative%E2%80%9D%20a%20few%20times.%20When%20you%20connect%20with%20a%20real%20person%2C%20aim%20to%20be%20kind%2C%20but%20firm.%20Find%20more%20guidance%2C%20like%20how%20to%20prepare%20for%20a%20successful%20call%2C%20below%20the%20script.%0A%0A%23%23%23%20Introduce%20yourself%0A%0A%22Hi%2C%20my%20name%20is%20%5C%5BYour%20Name%5C%5D%2C%20and%20I%E2%80%99m%20a%20customer%20with%20%5C%5BUtility%20Company%5C%5D.%20I%E2%80%99d%20like%20to%20see%20if%20we%20can%20find%20way%20for%20me%20to%20save%20money.%22%0A%0A%23%23%23%20Verify%20account%20information%0A%0A%22My%20account%20number%20is%20%5C%5BAccount%20Number%5C%5D%2C%20if%20you'd%20like%20to%20verify%20my%20account%20details.%22%0A%0A%23%23%23%20Explain%20the%20issue%0A%0A%22Given%20my%20budget%20and%20other%20expenses%2C%20I%E2%80%99m%20finding%20it%20difficult%20to%20manage%20these%20costs.%20I%E2%80%99d%20like%20to%20explore%20if%20there%E2%80%99s%20a%20way%20to%20negotiate%20a%20lower%20bill%20or%20monthly%20payment%20or%20otherwise%20save%20me%20money.%22%0A%0A%23%23%23%20Make%20your%20request%0A%0AAt%20this%20point%2C%20focus%20on%20cost-saving%20opportunities%20you%E2%80%99ve%20researched.%20(See%20our%20guidance%20for%20how%20to%20do%20this%20research%20below%20the%20script.).%20Or%20highlight%20your%20specific%20situation%2C%20or%20ask%20about%20alternative%20options%20that%20can%20help.%0A%0AConsider%20these%20four%20tactics%2C%20if%20applicable%3A%0A%0AHighlight%20loyalty%20and%20payment%20history%0A%0A%22I%E2%80%99ve%20been%20a%20loyal%20customer%20for%20%5C%5Bnumber%20of%20years%5C%5D%20and%20have%20always%20paid%20on%20time.%20Is%20there%20any%20discount%20or%20loyalty%20program%20for%20long-term%20customers%20that%20I%20could%20benefit%20from%3F%22%0A%0AKeep%20reading%0A%0ALog%20in%20or%20create%20a%20free%20NerdWallet%20account%20for%20the%20rest%20of%20the%20script%20and%20guidance.%0A%0A!%5B%5D(https%3A%2F%2Fwww.nerdwallet.com%2Ftachyon%2F2024%2F02%2Flaptop-search-desktop.png)%0A){kind=link}
An initial draft of this script was created by NerdWallet using automation technology, then thoroughly reviewed, edited and fact-checked by NerdWallet’s human writers and editors. If you’re looking to lower a utility bill, calling a customer service representative can help. (Look for this number on your bill or company website.) You could potentially get a lower bill, or, more likely, find ways to cut costs through rebates and assistance programs. Or you may make charges more predictable and easier to plan for with an alternative payment plan. ## Your script for finding ways to save The script below will help you ask about these opportunities and make your case. When you call, you may have to request to an automated operator that you “speak to a representative” a few times. When you connect with a real person, aim to be kind, but firm. Find more guidance, like how to prepare for a successful call, below the script. ### Introduce yourself "Hi, my name is \[Your Name\], and I’m a customer with \[Utility Company\]. I’d like to see if we can find way for me to save money." ### Verify account information "My account number is \[Account Number\], if you'd like to verify my account details." ### Explain the issue "Given my budget and other expenses, I’m finding it difficult to manage these costs. I’d like to explore if there’s a way to negotiate a lower bill or monthly payment or otherwise save me money." ### Make your request At this point, focus on cost-saving opportunities you’ve researched. (See our guidance for how to do this research below the script.). Or highlight your specific situation, or ask about alternative options that can help. Consider these four tactics, if applicable: Highlight loyalty and payment history "I’ve been a loyal customer for \[number of years\] and have always paid on time. Is there any discount or loyalty program for long-term customers that I could benefit from?" Keep reading Log in or create a free NerdWallet account for the rest of the script and guidance. 
This Script May Help You Save on Utilities - NerdWallet [Skip to content](https://www.nerdwallet.com/finance/learn/utility-bills-script#main)[](https://www.nerdwallet.com/)   Search  [Sign In](https://www.nerdwallet.com/api/nts/v1/login?redirectTo=https%3A%2F%2Fwww.nerdwallet.com&initialScreen=signin)[JoinSign Up](https://www.nerdwallet.com/api/nts/v1/login?redirectTo=https%3A%2F%2Fwww.nerdwallet.com&initialScreen=signup)   My NerdWallet  Advertiser disclosure ### You're our first priority. Every time. We believe everyone should be able to make financial decisions with confidence. While we don't cover every company or financial product on the market, we work hard to share a wide range of offers and objective editorial perspectives. So how do we make money? Our partners compensate us for advertisements that appear on our site. This compensation helps us provide tools and services - like free credit score access and monitoring. With the exception of mortgage, home equity and other home-lending products or services, partner compensation is one of several factors that may affect which products we highlight and where they appear on our site. Other factors include your credit profile, product availability and proprietary website methodologies. However, these factors **do not influence our editors' opinions or ratings**, which are based on independent research and analysis. Our partners cannot pay us to guarantee favorable reviews. [Here is a list of our partners](https://www.nerdwallet.com/p/our-partners). # This Script May Help You Save on Utilities  Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain actions on our website or click to take an action on their website. However, this does not influence our evaluations. Our opinions are our own. Here is a list of [our partners](https://www.nerdwallet.com/p/our-partners) and [here's how we make money](https://www.nerdwallet.com/p/advertiser-disclosure). Published Nov 8, 2024 1:35 p.m. PST · 7 min read Fact Checked How is this page expert verified? NerdWallet's content is fact-checked for accuracy, timeliness and relevance. It undergoes a thorough review process involving writers and editors to ensure the information is as clear and complete as possible. [More on our editorial rigor](https://www.nerdwallet.com/l/nerdwallet-editorial-guidelines) [  ](https://www.nerdwallet.com/author/laura-mcmullen) Written by Laura McMullen [  ](https://www.nerdwallet.com/author/laura-mcmullen) [Laura McMullen](https://www.nerdwallet.com/author/laura-mcmullen) Editor & Content Strategist [](https://twitter.com/lauraemcmullen)[](https://www.linkedin.com/in/lauraemcmullen/) --- 10 years of experience Expertise - Personal finance - financial news - student loans Laura McMullen assigns and edits content related to personal loans and student loans. She previously edited money news content. Before then, Laura was a senior writer at NerdWallet and covered saving, making and budgeting money; she also contributed to the "Millennial Money" column for The Associated Press. Before joining NerdWallet in 2015, Laura worked for U.S. News & World Report, where she wrote and edited content related to careers, wellness and education and also contributed to the company's rankings projects. Before working at U.S. News & World Report, Laura interned at Vice Media and studied journalism, history and Arabic at Ohio University. Laura lives in Washington, D.C. Published in  Editor & Content Strategist + more [  ](https://www.nerdwallet.com/author/pamela-de-la-fuente) Edited by Pamela de la Fuente [  ](https://www.nerdwallet.com/author/pamela-de-la-fuente) [Pamela de la Fuente](https://www.nerdwallet.com/author/pamela-de-la-fuente) Managing Editor [](https://www.linkedin.com/in/pamela-de-la-fuente/) --- 23 years of experience Expertise - Personal Finance - Budgeting - Taxes - Retirement - Underrepresented communities Pamela de la Fuente is a managing editor of NerdWallet's personal finance content. She leads budgeting, money-making, consumer credit and and debt coverage. Ask her and her talented team about why credit scores matter, how to save money on your grocery bill, finding the right side hustle, how to protect your identity for free and more. Previously, she led taxes and retirement coverage at NerdWallet. Pamela joined NerdWallet after working at companies including Hallmark Cards, Sprint Corp. and The Kansas City Star. She has been a writer and editor for more than 20 years. Pamela is a thought leader in content diversity, equity, inclusion and belonging, and finds ways to make every piece of content conversational and accessible to all. She is a graduate of the Maynard Institute's Maynard 200 program, and the National Association of Black Journalists Executive Leadership Academy. She is a two-time winner of the Kansas City Association of Black Journalists' President's Award. She was also founding co-chair of NerdWallet's Nerds of Color employee resource group. Managing Editor + more [  ](https://www.nerdwallet.com/author/ai-assisted-nerdwallet) Co-written by AI-Assisted NerdWallet [  ](https://www.nerdwallet.com/author/ai-assisted-nerdwallet) [AI-Assisted NerdWallet](https://www.nerdwallet.com/author/ai-assisted-nerdwallet) Writer --- An initial draft of this article was created by NerdWallet using automation technology, then thoroughly reviewed, edited and fact-checked by NerdWallet’s human writers and editors. Writer + more SOME CARD INFO MAY BE OUTDATED This page includes information about these cards, currently unavailable on NerdWallet. The information has been collected by NerdWallet and has not been provided or reviewed by the card issuer. An initial draft of this script was created by NerdWallet using automation technology, then thoroughly reviewed, edited and fact-checked by NerdWallet’s human writers and editors. If you’re looking to lower a utility bill, calling a customer service representative can help. (Look for this number on your bill or company website.) You could potentially get a lower bill, or, more likely, find ways to cut costs through rebates and assistance programs. Or you may make charges more predictable and easier to plan for with an alternative payment plan. ## Your script for finding ways to save The script below will help you ask about these opportunities and make your case. When you call, you may have to request to an automated operator that you “speak to a representative” a few times. When you connect with a real person, aim to be kind, but firm. Find more guidance, like how to prepare for a successful call, below the script. ### Introduce yourself "Hi, my name is \[Your Name\], and I’m a customer with \[Utility Company\]. I’d like to see if we can find way for me to save money." ### Verify account information "My account number is \[Account Number\], if you'd like to verify my account details." ### Explain the issue "Given my budget and other expenses, I’m finding it difficult to manage these costs. I’d like to explore if there’s a way to negotiate a lower bill or monthly payment or otherwise save me money." ### Make your request At this point, focus on cost-saving opportunities you’ve researched. (See our guidance for how to do this research below the script.). Or highlight your specific situation, or ask about alternative options that can help. Consider these four tactics, if applicable: Highlight loyalty and payment history "I’ve been a loyal customer for \[number of years\] and have always paid on time. Is there any discount or loyalty program for long-term customers that I could benefit from?" Keep reading Log in or create a free NerdWallet account for the rest of the script and guidance. [LOG IN](https://www.nerdwallet.com/)  **Article sources Article sources** NerdWallet writers are subject matter authorities who use primary, trustworthy sources to inform their work, including peer-reviewed studies, government websites, academic research and interviews with industry experts. All content is fact-checked for accuracy, timeliness and relevance. You can learn more about NerdWallet's high standards for journalism by reading our [editorial guidelines.](https://www.nerdwallet.com/l/nerdwallet-editorial-guidelines) Back to top About the authors [](https://www.nerdwallet.com/author/laura-mcmullen) [Laura McMullen](https://www.nerdwallet.com/author/laura-mcmullen) Laura writes about managing money for NerdWallet. Her work has appeared in The Associated Press, The New York Times, The Washington Post, and other outlets. [See full bio.](https://www.nerdwallet.com/author/laura-mcmullen) [](https://twitter.com/lauraemcmullen)[](https://www.nerdwallet.com/cdn-cgi/l/email-protection#472b2a242a322b2b2229072922352330262b2b22336924282a)[](https://www.linkedin.com/in/lauraemcmullen/) [](https://www.nerdwallet.com/author/ai-assisted-nerdwallet) [AI-Assisted NerdWallet](https://www.nerdwallet.com/author/ai-assisted-nerdwallet) An initial draft of this article was created by NerdWallet using automation technology, then thoroughly reviewed, edited and fact-checked by NerdWallet’s human writers and editors. [See full bio.](https://www.nerdwallet.com/author/ai-assisted-nerdwallet) [](https://www.nerdwallet.com/cdn-cgi/l/email-protection#f59487819c96999086b59b908791829499999081db969a98) Helpful resources [ How to Pay Off Debt: Top Strategies for 2026 ](https://www.nerdwallet.com/personal-loans/learn/pay-off-debt) [ Credit Score Ranges: What They Mean and How They Work ](https://www.nerdwallet.com/finance/learn/credit-score-ranges-and-how-to-improve) [ How to Budget Money in 5 Steps ](https://www.nerdwallet.com/finance/learn/how-to-budget) [ 28 Proven Ways to Save Money ](https://www.nerdwallet.com/finance/learn/how-to-save-money) More like this [The Financial Glow Up](https://www.nerdwallet.com/finance/hubs/glowup)[Personal Finance News](https://www.nerdwallet.com/finance/news)[Making Money](https://www.nerdwallet.com/finance/hubs/making-money)[Paying Your Bills](https://www.nerdwallet.com/finance/hubs/paying-your-bills)[Personal Finance](https://www.nerdwallet.com/finance) Related articles [  Get Your Free Credit Score  By NerdWallet ](https://www.nerdwallet.com/p/free-credit-score) [  How to Pay Off Debt: Top Strategies for 2026  2 By Lauren Schwahn, Jackie Veling ](https://www.nerdwallet.com/personal-loans/learn/pay-off-debt) [  50/30/20 Budget Calculator  2 By Amanda Barroso, Elizabeth Ayoola ](https://www.nerdwallet.com/finance/learn/nerdwallet-budget-calculator)
このファイルをサーバーの/finance/learn/utility-bills-script.mdとしてアップロードし、AIエージェントがページのクリーンなバージョンにアクセスできるようにしましょう。Accept: text/markdownコンテンツネゴシエーションを設定して自動的に配信することもできます。
この単一ページ用に生成されたllms.txt
# NerdWallet > Calling your utility provider may help you find rebates, discounts and other ways to save. Here's exactly what to say while you're on the call, as well as what to research beforehand. ## Main - [This Script May Help You Save on Utilities](https://www.nerdwallet.com/finance/learn/utility-bills-script): Calling your utility provider may help you find rebates, discounts and other ways to save. Here's exactly what to say w… - [Company](https://www.nerdwallet.com/company) - [Skip to content](https://www.nerdwallet.com/) - [Explore more credit card resources](https://www.nerdwallet.com/credit-cards) - [Best credit cards](https://www.nerdwallet.com/credit-cards/best) - [Best credit card bonus offers](https://www.nerdwallet.com/credit-cards/best/bonus-offers) - [Best balance transfer credit cards](https://www.nerdwallet.com/credit-cards/best/balance-transfer) - [Best travel credit cards](https://www.nerdwallet.com/credit-cards/best/travel) - [Best cash back credit cards](https://www.nerdwallet.com/credit-cards/best/cash-back) - [Best 0% APR credit cards](https://www.nerdwallet.com/credit-cards/best/zero-percent) ## Blog - [Today's mortgage news](https://www.nerdwallet.com/mortgages/news) ## Legal - [Business legal](https://www.nerdwallet.com/business/legal) - [Terms of use](https://www.nerdwallet.com/p/terms-of-use) - [Privacy policy](https://www.nerdwallet.com/p/privacy-policy)
完全なllms.txtにはドメイン全体の分析が必要です（近日公開）
このファイルをドメインのルートにhttps://www.nerdwallet.com/llms.txtとしてアップロードしてください。ChatGPT、Claude、PerplexityなどのAIエージェントはこのファイルを確認してサイト構造を理解します。
セマンティックHTML
articleまたはmain要素を使用
(100/100)
Has <main>
適切な見出し階層
(100/100)
Clean heading hierarchy
セマンティックHTML要素を使用
(16/100)
24 semantic elements, 473 divs (ratio: 5%)
意味のある画像alt属性
(56/100)
29/52 images with meaningful alt text
低いdivネスト深度
(83/100)
Avg div depth: 6.7, max: 20
コンテンツ効率
良好なトークン削減率
(100/100)
100% token reduction (HTML→Markdown)
良好なコンテンツ対ノイズ比
(0/100)
Content ratio: 0.2% (1986 content chars / 823231 HTML bytes)
最小限のインラインスタイル
(50/100)
29/1661 elements with inline styles (1.7%)
適切なページ重量
(20/100)
HTML size: 804KB
AI発見可能性
llms.txtファイルあり
(0/100)
No llms.txt found
robots.txtファイルあり
(100/100)
robots.txt exists
robots.txtがAIボットを許可
(100/100)
All major AI bots allowed
sitemap.xmlあり
(0/100)
No sitemap found
Markdown for Agentsサポート
(0/100)
✗ Accept: text/markdown
✗ .md URL
✗ <link> tag
✗ Link header
Content-Signalあり（robots.txtまたはHTTPヘッダー）
(0/100)
✓ robots.txt
✓ HTTP header
✗ Policy
構造化データ
Schema.org / JSON-LDあり
(100/100)
JSON-LD found: BreadcrumbList, Article, SoftwareApplication
Open Graphタグあり
(100/100)
All OG tags present
メタディスクリプションあり
(100/100)
Meta description: 183 chars
正規URLあり
(100/100)
Canonical URL present
lang属性あり
(100/100)
lang="en"
アクセシビリティ
JavaScript不要でコンテンツ利用可能
(100/100)
Content available without JavaScript
適切なページサイズ
(40/100)
Page size: 804KB
HTML内でコンテンツが早い位置に配置
(25/100)
Main content starts at 73% of HTML
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"markdown": "An initial draft of this script was created by NerdWallet using automation technology, then thoroughly reviewed, edited and fact-checked by NerdWallet’s human writers and editors.\n\nIf you’re looking to lower a utility bill, calling a customer service representative can help. (Look for this number on your bill or company website.)\n\nYou could potentially get a lower bill, or, more likely, find ways to cut costs through rebates and assistance programs. Or you may make charges more predictable and easier to plan for with an alternative payment plan.\n\n## Your script for finding ways to save\n\nThe script below will help you ask about these opportunities and make your case. When you call, you may have to request to an automated operator that you “speak to a representative” a few times. When you connect with a real person, aim to be kind, but firm. Find more guidance, like how to prepare for a successful call, below the script.\n\n### Introduce yourself\n\n\"Hi, my name is \\[Your Name\\], and I’m a customer with \\[Utility Company\\]. I’d like to see if we can find way for me to save money.\"\n\n### Verify account information\n\n\"My account number is \\[Account Number\\], if you'd like to verify my account details.\"\n\n### Explain the issue\n\n\"Given my budget and other expenses, I’m finding it difficult to manage these costs. I’d like to explore if there’s a way to negotiate a lower bill or monthly payment or otherwise save me money.\"\n\n### Make your request\n\nAt this point, focus on cost-saving opportunities you’ve researched. (See our guidance for how to do this research below the script.). Or highlight your specific situation, or ask about alternative options that can help.\n\nConsider these four tactics, if applicable:\n\nHighlight loyalty and payment history\n\n\"I’ve been a loyal customer for \\[number of years\\] and have always paid on time. Is there any discount or loyalty program for long-term customers that I could benefit from?\"\n\nKeep reading\n\nLog in or create a free NerdWallet account for the rest of the script and guidance.\n\n\n",
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While we don't cover every company or financial product on the market, we work hard to share a wide range of offers and objective editorial perspectives.\n\nSo how do we make money? Our partners compensate us for advertisements that appear on our site. This compensation helps us provide tools and services - like free credit score access and monitoring. With the exception of mortgage, home equity and other home-lending products or services, partner compensation is one of several factors that may affect which products we highlight and where they appear on our site. Other factors include your credit profile, product availability and proprietary website methodologies.\n\nHowever, these factors **do not influence our editors' opinions or ratings**, which are based on independent research and analysis. Our partners cannot pay us to guarantee favorable reviews. [Here is a list of our partners](https://www.nerdwallet.com/p/our-partners).\n\n# This Script May Help You Save on Utilities\n\n\n\nMany, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain actions on our website or click to take an action on their website. However, this does not influence our evaluations. Our opinions are our own. Here is a list of [our partners](https://www.nerdwallet.com/p/our-partners) and [here's how we make money](https://www.nerdwallet.com/p/advertiser-disclosure).\n\nPublished Nov 8, 2024 1:35 p.m. PST · 7 min read\n\nFact Checked\n\nHow is this page expert verified?\n\nNerdWallet's content is fact-checked for accuracy, timeliness and relevance. It undergoes a thorough review process involving writers and editors to ensure the information is as clear and complete as possible.\n\n[More on our editorial rigor](https://www.nerdwallet.com/l/nerdwallet-editorial-guidelines)\n\n[\n\n\n\n](https://www.nerdwallet.com/author/laura-mcmullen)\n\nWritten by Laura McMullen\n\n[\n\n\n\n](https://www.nerdwallet.com/author/laura-mcmullen)\n\n[Laura McMullen](https://www.nerdwallet.com/author/laura-mcmullen)\n\nEditor & Content Strategist\n\n[](https://twitter.com/lauraemcmullen)[](https://www.linkedin.com/in/lauraemcmullen/)\n\n---\n\n10 years of experience\n\nExpertise\n\n- Personal finance\n- financial news\n- student loans\n\nLaura McMullen assigns and edits content related to personal loans and student loans. She previously edited money news content. Before then, Laura was a senior writer at NerdWallet and covered saving, making and budgeting money; she also contributed to the \"Millennial Money\" column for The Associated Press. Before joining NerdWallet in 2015, Laura worked for U.S. News & World Report, where she wrote and edited content related to careers, wellness and education and also contributed to the company's rankings projects. Before working at U.S. News & World Report, Laura interned at Vice Media and studied journalism, history and Arabic at Ohio University. Laura lives in Washington, D.C.\n\nPublished in ![The Associated Press](https://cdns3.nerdwallet.com/lending/publication-logos/TheAssociatedPress.webp \"The Associated Press\")![The New York Times](https://cdns3.nerdwallet.com/lending/publication-logos/TheNewYorkTimes.webp \"The New York Times\")![The Washington Post](https://cdns3.nerdwallet.com/lending/publication-logos/TheWashingtonPost.webp \"The Washington Post\")![U.S. News & World Report](https://cdns3.nerdwallet.com/lending/publication-logos/USNewsAndWorldReport.webp \"U.S. News & World Report\")\n\nEditor & Content Strategist\n\n+ more \n\n[\n\n\n\n](https://www.nerdwallet.com/author/pamela-de-la-fuente)\n\nEdited by Pamela de la Fuente\n\n[\n\n\n\n](https://www.nerdwallet.com/author/pamela-de-la-fuente)\n\n[Pamela de la Fuente](https://www.nerdwallet.com/author/pamela-de-la-fuente)\n\nManaging Editor\n\n[](https://www.linkedin.com/in/pamela-de-la-fuente/)\n\n---\n\n23 years of experience\n\nExpertise\n\n- Personal Finance\n- Budgeting\n- Taxes\n- Retirement\n- Underrepresented communities\n\nPamela de la Fuente is a managing editor of NerdWallet's personal finance content. She leads budgeting, money-making, consumer credit and and debt coverage.\n\nAsk her and her talented team about why credit scores matter, how to save money on your grocery bill, finding the right side hustle, how to protect your identity for free and more.\n\nPreviously, she led taxes and retirement coverage at NerdWallet.\n\nPamela joined NerdWallet after working at companies including Hallmark Cards, Sprint Corp. and The Kansas City Star. She has been a writer and editor for more than 20 years.\n\nPamela is a thought leader in content diversity, equity, inclusion and belonging, and finds ways to make every piece of content conversational and accessible to all.\n\nShe is a graduate of the Maynard Institute's Maynard 200 program, and the National Association of Black Journalists Executive Leadership Academy. She is a two-time winner of the Kansas City Association of Black Journalists' President's Award. She was also founding co-chair of NerdWallet's Nerds of Color employee resource group.\n\nManaging Editor\n\n+ more \n\n[\n\n\n\n](https://www.nerdwallet.com/author/ai-assisted-nerdwallet)\n\nCo-written by AI-Assisted NerdWallet\n\n[\n\n\n\n](https://www.nerdwallet.com/author/ai-assisted-nerdwallet)\n\n[AI-Assisted NerdWallet](https://www.nerdwallet.com/author/ai-assisted-nerdwallet)\n\nWriter\n\n---\n\nAn initial draft of this article was created by NerdWallet using automation technology, then thoroughly reviewed, edited and fact-checked by NerdWallet’s human writers and editors.\n\nWriter\n\n+ more \n\nSOME CARD INFO MAY BE OUTDATED\n\nThis page includes information about these cards, currently unavailable on NerdWallet. The information has been collected by NerdWallet and has not been provided or reviewed by the card issuer.\n\nAn initial draft of this script was created by NerdWallet using automation technology, then thoroughly reviewed, edited and fact-checked by NerdWallet’s human writers and editors.\n\nIf you’re looking to lower a utility bill, calling a customer service representative can help. (Look for this number on your bill or company website.)\n\nYou could potentially get a lower bill, or, more likely, find ways to cut costs through rebates and assistance programs. Or you may make charges more predictable and easier to plan for with an alternative payment plan.\n\n## Your script for finding ways to save\n\nThe script below will help you ask about these opportunities and make your case. When you call, you may have to request to an automated operator that you “speak to a representative” a few times. When you connect with a real person, aim to be kind, but firm. Find more guidance, like how to prepare for a successful call, below the script.\n\n### Introduce yourself\n\n\"Hi, my name is \\[Your Name\\], and I’m a customer with \\[Utility Company\\]. I’d like to see if we can find way for me to save money.\"\n\n### Verify account information\n\n\"My account number is \\[Account Number\\], if you'd like to verify my account details.\"\n\n### Explain the issue\n\n\"Given my budget and other expenses, I’m finding it difficult to manage these costs. I’d like to explore if there’s a way to negotiate a lower bill or monthly payment or otherwise save me money.\"\n\n### Make your request\n\nAt this point, focus on cost-saving opportunities you’ve researched. (See our guidance for how to do this research below the script.). Or highlight your specific situation, or ask about alternative options that can help.\n\nConsider these four tactics, if applicable:\n\nHighlight loyalty and payment history\n\n\"I’ve been a loyal customer for \\[number of years\\] and have always paid on time. Is there any discount or loyalty program for long-term customers that I could benefit from?\"\n\nKeep reading\n\nLog in or create a free NerdWallet account for the rest of the script and guidance.\n\n[LOG IN](https://www.nerdwallet.com/)\n\n\n\n**Article sources Article sources**\n\nNerdWallet writers are subject matter authorities who use primary, trustworthy sources to inform their work, including peer-reviewed studies, government websites, academic research and interviews with industry experts. All content is fact-checked for accuracy, timeliness and relevance. You can learn more about NerdWallet's high standards for journalism by reading our [editorial guidelines.](https://www.nerdwallet.com/l/nerdwallet-editorial-guidelines)\n\nBack to top\n\nAbout the authors\n\n[![Laura McMullen](https://www.nerdwallet.com/tachyon/2020/12/laura_hs_square.jpg?resize=70%2C70 \"Laura McMullen\")](https://www.nerdwallet.com/author/laura-mcmullen)\n\n[Laura McMullen](https://www.nerdwallet.com/author/laura-mcmullen) Laura writes about managing money for NerdWallet. Her work has appeared in The Associated Press, The New York Times, The Washington Post, and other outlets. [See full bio.](https://www.nerdwallet.com/author/laura-mcmullen)\n\n[](https://twitter.com/lauraemcmullen)[](https://www.nerdwallet.com/cdn-cgi/l/email-protection#472b2a242a322b2b2229072922352330262b2b22336924282a)[](https://www.linkedin.com/in/lauraemcmullen/)\n\n[![AI-Assisted NerdWallet](https://www.nerdwallet.com/tachyon/2019/07/nerdwallet-logo.jpg?resize=70%2C70 \"AI-Assisted NerdWallet\")](https://www.nerdwallet.com/author/ai-assisted-nerdwallet)\n\n[AI-Assisted NerdWallet](https://www.nerdwallet.com/author/ai-assisted-nerdwallet) An initial draft of this article was created by NerdWallet using automation technology, then thoroughly reviewed, edited and fact-checked by NerdWallet’s human writers and editors. [See full bio.](https://www.nerdwallet.com/author/ai-assisted-nerdwallet)\n\n[](https://www.nerdwallet.com/cdn-cgi/l/email-protection#f59487819c96999086b59b908791829499999081db969a98)\n\nHelpful resources\n\n[\n\nHow to Pay Off Debt: Top Strategies for 2026\n\n](https://www.nerdwallet.com/personal-loans/learn/pay-off-debt)\n\n[\n\nCredit Score Ranges: What They Mean and How They Work\n\n](https://www.nerdwallet.com/finance/learn/credit-score-ranges-and-how-to-improve)\n\n[\n\nHow to Budget Money in 5 Steps\n\n](https://www.nerdwallet.com/finance/learn/how-to-budget)\n\n[\n\n28 Proven Ways to Save Money\n\n](https://www.nerdwallet.com/finance/learn/how-to-save-money)\n\nMore like this\n\n[The Financial Glow Up](https://www.nerdwallet.com/finance/hubs/glowup)[Personal Finance News](https://www.nerdwallet.com/finance/news)[Making Money](https://www.nerdwallet.com/finance/hubs/making-money)[Paying Your Bills](https://www.nerdwallet.com/finance/hubs/paying-your-bills)[Personal Finance](https://www.nerdwallet.com/finance)\n\nRelated articles\n\n[\n\n\n\nGet Your Free Credit Score\n\n\n\nBy NerdWallet\n\n](https://www.nerdwallet.com/p/free-credit-score)\n\n[\n\n\n\nHow to Pay Off Debt: Top Strategies for 2026\n\n\n\n2\n\nBy Lauren Schwahn, Jackie Veling\n\n](https://www.nerdwallet.com/personal-loans/learn/pay-off-debt)\n\n[\n\n\n\n50/30/20 Budget Calculator\n\n\n\n2\n\nBy Amanda Barroso, Elizabeth Ayoola\n\n](https://www.nerdwallet.com/finance/learn/nerdwallet-budget-calculator)\n",
"markdownStats": {
"images": 1,
"links": 0,
"tables": 0,
"codeBlocks": 0,
"headings": 5
},
"tokens": {
"htmlTokens": 299375,
"markdownTokens": 452,
"reduction": 298923,
"reductionPercent": 100
},
"score": {
"score": 58,
"grade": "D",
"dimensions": {
"semanticHtml": {
"score": 73,
"weight": 20,
"grade": "C",
"checks": {
"uses_article_or_main": {
"score": 100,
"weight": 20,
"details": "Has <main>"
},
"proper_heading_hierarchy": {
"score": 100,
"weight": 25,
"details": "Clean heading hierarchy"
},
"semantic_elements": {
"score": 16,
"weight": 20,
"details": "24 semantic elements, 473 divs (ratio: 5%)"
},
"meaningful_alt_texts": {
"score": 56,
"weight": 15,
"details": "29/52 images with meaningful alt text"
},
"low_div_nesting": {
"score": 83,
"weight": 20,
"details": "Avg div depth: 6.7, max: 20"
}
}
},
"contentEfficiency": {
"score": 51,
"weight": 25,
"grade": "D",
"checks": {
"token_reduction_ratio": {
"score": 100,
"weight": 40,
"details": "100% token reduction (HTML→Markdown)"
},
"content_to_noise_ratio": {
"score": 0,
"weight": 30,
"details": "Content ratio: 0.2% (1986 content chars / 823231 HTML bytes)"
},
"minimal_inline_styles": {
"score": 50,
"weight": 15,
"details": "29/1661 elements with inline styles (1.7%)"
},
"reasonable_page_weight": {
"score": 20,
"weight": 15,
"details": "HTML size: 804KB"
}
}
},
"aiDiscoverability": {
"score": 25,
"weight": 25,
"grade": "F",
"checks": {
"has_llms_txt": {
"score": 0,
"weight": 20,
"details": "No llms.txt found"
},
"has_robots_txt": {
"score": 100,
"weight": 10,
"details": "robots.txt exists"
},
"robots_allows_ai_bots": {
"score": 100,
"weight": 15,
"details": "All major AI bots allowed"
},
"has_sitemap": {
"score": 0,
"weight": 10,
"details": "No sitemap found"
},
"supports_markdown_negotiation": {
"score": 0,
"weight": 25,
"details": "No Markdown for Agents support detected"
},
"has_content_signals": {
"score": 0,
"weight": 20,
"details": "No Content-Signal found (robots.txt or HTTP headers)"
}
}
},
"structuredData": {
"score": 100,
"weight": 15,
"grade": "A",
"checks": {
"has_schema_org": {
"score": 100,
"weight": 30,
"details": "JSON-LD found: BreadcrumbList, Article, SoftwareApplication"
},
"has_open_graph": {
"score": 100,
"weight": 25,
"details": "All OG tags present"
},
"has_meta_description": {
"score": 100,
"weight": 20,
"details": "Meta description: 183 chars"
},
"has_canonical_url": {
"score": 100,
"weight": 15,
"details": "Canonical URL present"
},
"has_lang_attribute": {
"score": 100,
"weight": 10,
"details": "lang=\"en\""
}
}
},
"accessibility": {
"score": 60,
"weight": 15,
"grade": "C",
"checks": {
"content_without_js": {
"score": 100,
"weight": 40,
"details": "Content available without JavaScript"
},
"reasonable_page_size": {
"score": 40,
"weight": 30,
"details": "Page size: 804KB"
},
"fast_content_position": {
"score": 25,
"weight": 30,
"details": "Main content starts at 73% of HTML"
}
}
}
}
},
"recommendations": [
{
"id": "add_llms_txt",
"priority": "critical",
"category": "aiDiscoverability",
"titleKey": "rec.add_llms_txt.title",
"descriptionKey": "rec.add_llms_txt.description",
"howToKey": "rec.add_llms_txt.howto",
"effort": "quick-win",
"estimatedImpact": 10,
"checkScore": 0,
"checkDetails": "No llms.txt found"
},
{
"id": "improve_content_ratio",
"priority": "critical",
"category": "contentEfficiency",
"titleKey": "rec.improve_content_ratio.title",
"descriptionKey": "rec.improve_content_ratio.description",
"howToKey": "rec.improve_content_ratio.howto",
"effort": "moderate",
"estimatedImpact": 6,
"checkScore": 0,
"checkDetails": "Content ratio: 0.2% (1986 content chars / 823231 HTML bytes)"
},
{
"id": "add_markdown_negotiation",
"priority": "critical",
"category": "aiDiscoverability",
"titleKey": "rec.add_markdown_negotiation.title",
"descriptionKey": "rec.add_markdown_negotiation.description",
"howToKey": "rec.add_markdown_negotiation.howto",
"effort": "significant",
"estimatedImpact": 6,
"checkScore": 0,
"checkDetails": "No Markdown for Agents support detected"
},
{
"id": "add_sitemap",
"priority": "critical",
"category": "aiDiscoverability",
"titleKey": "rec.add_sitemap.title",
"descriptionKey": "rec.add_sitemap.description",
"howToKey": "rec.add_sitemap.howto",
"effort": "quick-win",
"estimatedImpact": 5,
"checkScore": 0,
"checkDetails": "No sitemap found"
},
{
"id": "add_content_signals",
"priority": "critical",
"category": "aiDiscoverability",
"titleKey": "rec.add_content_signals.title",
"descriptionKey": "rec.add_content_signals.description",
"howToKey": "rec.add_content_signals.howto",
"effort": "quick-win",
"estimatedImpact": 5,
"checkScore": 0,
"checkDetails": "No Content-Signal found (robots.txt or HTTP headers)"
},
{
"id": "add_semantic_elements",
"priority": "high",
"category": "semanticHtml",
"titleKey": "rec.add_semantic_elements.title",
"descriptionKey": "rec.add_semantic_elements.description",
"howToKey": "rec.add_semantic_elements.howto",
"effort": "moderate",
"estimatedImpact": 5,
"checkScore": 16,
"checkDetails": "24 semantic elements, 473 divs (ratio: 5%)"
},
{
"id": "reduce_page_size",
"priority": "high",
"category": "accessibility",
"titleKey": "rec.reduce_page_size.title",
"descriptionKey": "rec.reduce_page_size.description",
"howToKey": "rec.reduce_page_size.howto",
"effort": "moderate",
"estimatedImpact": 4,
"checkScore": 40,
"checkDetails": "Page size: 804KB"
},
{
"id": "move_content_earlier",
"priority": "high",
"category": "accessibility",
"titleKey": "rec.move_content_earlier.title",
"descriptionKey": "rec.move_content_earlier.description",
"howToKey": "rec.move_content_earlier.howto",
"effort": "moderate",
"estimatedImpact": 4,
"checkScore": 25,
"checkDetails": "Main content starts at 73% of HTML"
},
{
"id": "reduce_page_weight",
"priority": "high",
"category": "contentEfficiency",
"titleKey": "rec.reduce_page_weight.title",
"descriptionKey": "rec.reduce_page_weight.description",
"howToKey": "rec.reduce_page_weight.howto",
"effort": "significant",
"estimatedImpact": 4,
"checkScore": 20,
"checkDetails": "HTML size: 804KB"
},
{
"id": "improve_alt_texts",
"priority": "medium",
"category": "semanticHtml",
"titleKey": "rec.improve_alt_texts.title",
"descriptionKey": "rec.improve_alt_texts.description",
"howToKey": "rec.improve_alt_texts.howto",
"effort": "moderate",
"estimatedImpact": 4,
"checkScore": 56,
"checkDetails": "29/52 images with meaningful alt text"
}
],
"llmsTxtPreview": "# NerdWallet\n\n> Calling your utility provider may help you find rebates, discounts and other ways to save. Here's exactly what to say while you're on the call, as well as what to research beforehand.\n\n## Main\n- [This Script May Help You Save on Utilities](https://www.nerdwallet.com/finance/learn/utility-bills-script): Calling your utility provider may help you find rebates, discounts and other ways to save. Here's exactly what to say w…\n- [Company](https://www.nerdwallet.com/company)\n- [Skip to content](https://www.nerdwallet.com/)\n- [Explore more credit card resources](https://www.nerdwallet.com/credit-cards)\n- [Best credit cards](https://www.nerdwallet.com/credit-cards/best)\n- [Best credit card bonus offers](https://www.nerdwallet.com/credit-cards/best/bonus-offers)\n- [Best balance transfer credit cards](https://www.nerdwallet.com/credit-cards/best/balance-transfer)\n- [Best travel credit cards](https://www.nerdwallet.com/credit-cards/best/travel)\n- [Best cash back credit cards](https://www.nerdwallet.com/credit-cards/best/cash-back)\n- [Best 0% APR credit cards](https://www.nerdwallet.com/credit-cards/best/zero-percent)\n\n## Blog\n- [Today's mortgage news](https://www.nerdwallet.com/mortgages/news)\n\n## Legal\n- [Business legal](https://www.nerdwallet.com/business/legal)\n- [Terms of use](https://www.nerdwallet.com/p/terms-of-use)\n- [Privacy policy](https://www.nerdwallet.com/p/privacy-policy)\n\n",
"llmsTxtExisting": null,
"snippets": [
{
"id": "add_llms_txt",
"title": "Create /llms.txt",
"description": "Upload this file to your web root. It tells AI agents what your site is about and which pages matter.",
"language": "markdown",
"code": "# NerdWallet\n\n> Calling your utility provider may help you find rebates, discounts and other ways to save. Here's exactly what to say while you're on the call, as well as what to research beforehand.\n\n## Main\n- [This Script May Help You Save on Utilities](https://www.nerdwallet.com/finance/learn/utility-bills-script): Calling your utility provider may help you find rebates, discounts and other ways to save. Here's exactly what to say w…\n- [Company](https://www.nerdwallet.com/company)\n- [Skip to content](https://www.nerdwallet.com/)\n- [Explore more credit card resources](https://www.nerdwallet.com/credit-cards)\n- [Best credit cards](https://www.nerdwallet.com/credit-cards/best)\n- [Best credit card bonus offers](https://www.nerdwallet.com/credit-cards/best/bonus-offers)\n- [Best balance transfer credit cards](https://www.nerdwallet.com/credit-cards/best/balance-transfer)\n- [Best travel credit cards](https://www.nerdwallet.com/credit-cards/best/travel)\n- [Best cash back credit cards](https://www.nerdwallet.com/credit-cards/best/cash-back)\n- [Best 0% APR credit cards](https://www.nerdwallet.com/credit-cards/best/zero-percent)\n\n## Blog\n- [Today's mortgage news](https://www.nerdwallet.com/mortgages/news)\n\n## Legal\n- [Business legal](https://www.nerdwallet.com/business/legal)\n- [Terms of use](https://www.nerdwallet.com/p/terms-of-use)\n- [Privacy policy](https://www.nerdwallet.com/p/privacy-policy)\n\n",
"filename": "/llms.txt"
},
{
"id": "add_sitemap",
"title": "Create /sitemap.xml",
"description": "A sitemap helps AI agents discover all your pages. Most CMS platforms generate one automatically.",
"language": "xml",
"code": "<?xml version=\"1.0\" encoding=\"UTF-8\"?>\n<urlset xmlns=\"http://www.sitemaps.org/schemas/sitemap/0.9\">\n <url>\n <loc>https://www.nerdwallet.com/finance/learn/utility-bills-script</loc>\n <lastmod>2026-02-18</lastmod>\n </url>\n</urlset>",
"filename": "/sitemap.xml"
},
{
"id": "add_content_signals",
"title": "Add Content-Signal directives",
"description": "Content-Signal tells AI agents how they may use your content. The recommended location is robots.txt, but you can also add it as an HTTP header.",
"language": "txt",
"code": "# robots.txt (recommended, canonical location):\nUser-agent: *\nContent-Signal: search=yes, ai-input=yes, ai-train=no\n\n# Nginx — add to server block (optional, for HTTP header):\n# add_header Content-Signal \"search=yes, ai-input=yes, ai-train=no\" always;\n\n# Apache — add to .htaccess (optional, for HTTP header):\n# Header set Content-Signal \"search=yes, ai-input=yes, ai-train=no\"",
"filename": "/robots.txt"
},
{
"id": "add_markdown_negotiation",
"title": "Support Markdown for Agents",
"description": "Implement one or more of the 4 Markdown for Agents mechanisms to let AI agents request content in markdown format.",
"language": "html",
"code": "<!-- 1. Content negotiation: respond to Accept: text/markdown -->\n<!-- In your server/framework, check the Accept header and return markdown -->\n<!-- with Content-Type: text/markdown -->\n\n<!-- 2. Serve .md URLs (e.g., /about.md alongside /about) -->\n<!-- Generate static .md files or handle .md routes in your app -->\n\n<!-- 3. Add <link> tag in your HTML <head>: -->\n<link rel=\"alternate\" type=\"text/markdown\" href=\"/page.md\">\n\n<!-- 4. Add Link HTTP header on HTML responses: -->\n<!-- Link: </page.md>; rel=\"alternate\"; type=\"text/markdown\" -->\n\n<!-- Best practice: include Vary: Accept and X-Markdown-Tokens headers -->\n<!-- on markdown responses -->",
"filename": "<head> + server config"
}
]
}APIを使用してプログラムで取得できます（近日公開）
このJSONは内部使用向けです — MarkdownやllMs.txtファイルとは異なり、サイトにアップロードするものではありません。スコアの経時変化を追跡するための基準値として保存するか、開発チームと共有するか、CI/CDパイプラインに統合してください。
近日公開: ドメイン全体分析
ドメイン全体をクロールし、llms.txtを生成し、AI対応スコアを経時的にモニタリング。ウェイトリストに登録して通知を受け取りましょう。
リストに登録されました！サービス開始時にお知らせします。